Roscommon County property record for 3504 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Commercial |
|---|---|
| Details | 3,791 sqft |
| Lot Size | 3.29 acres (143,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,900 (Jan 2021) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-022-002-0180 |
| Primary APN | 004-022-002-0180 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,791 sqft Building Perimeter |
| Lot Area | 143,312 sqft (3.29 acres) |
|---|---|
| Lot Dimensions | 208 ft deep x 130 ft wide |
| Street Address | 3504 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-7628 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | L-591 P-172 243-22-2-3B COM AT NW COR OF NW1/4 OF NE1/4 SEC 22 T24N R3W TH S1DEG2'W 536.5 FT FOR POB TH S89DEG48'E TO 1/8 LN |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970700 |
3504 E Higgins Lake Dr, a commercial property, is owned by an individual who bought it in January 2021.
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7302 CALKINS RD, FLINT, MI 48532-3010 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on File |
| Deed Sale | Jan 4, 2021 · Amount on File |
| Deed Document Number | 202127 |
| Deed Book / Page | 1175 / 195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Apr 16, 2026 |
| Property Address | 3504 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7628 |
| Document Number | 0000002816 |
| Book / Page | 1193 / 611 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20262816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3504 W HIGGINS LAKE DR, H, ROSCOMMON, MI 48653-8173 |
| Document Number | 0000002816, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 1193/611 |
| Instrument | 20262816 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jan 4, 2021 |
| Property Address | 3504 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7628 |
| Document Number | 1175/195 |
| Book / Page | 1175 / 195 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 202100000027 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7302 CALKINS RD, FLINT, MI 48532-3010 |
The 2025 property tax bill for 3504 E Higgins Lake Dr was $1,988.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+5.48%) | $154,000 (+5.48%) | |
| 2025 | $1,988.00 | $73,000 | $146,000 |
| 2023 | $66,000 | $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3504 E Higgins Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3504 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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