3504 Dunkirk Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 3504 Dunkirk Ave, Norfolk, VA 23509

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,206 sqft · built 1941
Lot Size0.141 acres (6,133 sqft)
OwnerIndividual Name on File
Tax Bill$2,613 (2026)
Deeds & MortgagesMar 2021 Refinance
APN19820700

Property Details

APN / Parcel Number

Primary APN19820700

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,206 sqft Living Area
AtticAttic
Attic Area1,158 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,133 sqft (0.141 acres)
Garage TypeDetached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3504 DUNKIRK AVE
CityNORFOLK
StateVA
Zip23509-2034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description13 BLK 3 WILLARD PK
Legal SubdivisionWILLARD PARK
Legal Block3
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3004
Census Tract3100

Owner

3504 Dunkirk Ave is owned and occupied by an individual.

Source: Norfolk City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3504 DUNKIRK AVE, NORFOLK, VA 23509-2034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address3504 DUNKIRK AVE, NORFOLK, VA 23509-2034
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210008376
DateMar 18, 2021
Instrument210008376
Lender
NameLOANPAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

The 2026 property tax bill for 3504 Dunkirk Ave was $2,613, up 8.9% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,613.00 (+8.88%)$209,100 (+7.12%) Land $78,500 Building $130,600$209,100 (+7.12%) Land $78,500 Building $130,600
2025$2,400.00$195,200 Land $68,500 Building $126,700$195,200 Land $68,500 Building $126,700
2023$2,237.00$179,000 Land $65,000 Building $114,000$179,000 Land $65,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3504 Dunkirk Ave; there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims10 (1990–2016)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3504 Dunkirk Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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