3504 Cumberland Ave, Waco, TX 76707 Property Records

McLennan County property record for 3504 Cumberland Ave, Waco, TX 76707 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage816 sqft Living Area
Lot Size12,972 sqft (0.297 acres)
GarageCarport
Tax Bill$2,263.00 (2024)

Owner

Source: McLennan County records · APN 480401000040005

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 9118, WACO, TX 76714-9118
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Special Warranty Deed, Transfer · Commercial Mortgage
DOMINION FINANCIAL SERVICES LLC
Mar 30, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF MCGREGOR
Feb 11, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF HEBBRONVILLE
Jan 29, 2020Loan Modification, Mortgage
FIRST NAT'L BK
May 07, 2019Loan Modification, Mortgage
FIRST NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2022
Deed SaleMar 17, 2022
Prior SaleJun 08, 2015
Deed Doc Number2022010469
Record RefreshedJun 08, 2026

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 17, 2022
Property Address3504 CUMBERLAND AVE, WACO, TX 76707-1104
Document Number0000010469
Map ReferenceVOL 642 PG 506
Instrument DateMar 15, 2022
Instrument2022010469
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9118, WACO, TX 76714-9118

Mortgage

Document Number0000010470
DateMar 17, 2022
Instrument2022010470
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3504 CUMBERLAND AVE, WACO, TX 76707-1104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009881
DateMar 30, 2017
Instrument2017009881
Lender
NameFIRST NATIONAL BANK OF MCGREGOR
TypeBank
AddressMC GREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3504 CUMBERLAND AVE, WACO, TX 76707-1104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004439
DateFeb 11, 2019
Instrument2019004439
Lender
NameTHE FIRST NATIONAL BANK OF HEBBRONVILLE
TypeBank
AddressMC GREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3504 CUMBERLAND AVE, WACO, TX 76707-1104
Document Number0000007243
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3504 CUMBERLAND AVE WACO TX 767071104, WACO, TX 76707-1104

Mortgage

Document Number0000007243
DateMar 03, 2020
Instrument7243
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
Term12 Months
DueMar 02, 2021
Interest
Rate7.5%

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3504 CUMBERLAND AVE, WACO, TX 76707-1104
Document Number0000015694
Instrument DateMay 07, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3504 CUMBERLAND AVE WACO TX 767071104, WACO, TX 76707-1104

Mortgage

Document Number0000015694
DateMay 14, 2019
Instrument15694
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$115,000 (+19.47%) Land $27,110 Building $87,890$115,000 (+19.47%) Land $27,110 Building $87,890
2024$2,263.00 (+4.87%)
2023$96,260 Land $27,110 Building $69,150$96,260 Land $27,110 Building $69,150
2022$2,158.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN480401000040005
Alternative APNs
  • 4804010000400050111
  • 192171

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area816 sqft Living Area
1st Floor816 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1950
Exterior MaterialWood Exterior
Foundation TypePier/Post & Beam Foundation
Roof MaterialComposition Shingle Roof
Lot Area12,972 sqft (0.297 acres)
Depth X Width195 ft x 67 ft Depth x Width
Driveway1 Driveway
Driveway Area120 sqft Driveway
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area200 sqft Carport

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area56 sqft Porch
Storage Building60 sqft Storage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number192171
Old Parcel Number4804010000400050111
Street Address3504 CUMBERLAND AVE
CityWACO
StateTX
Zip76707-1104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSWEETBRIAR GARDENS LOT 12 BLOCK 2 ACRES .2978
Legal SubdivisionSWEETBRIAR GARDENS
Legal Block2
Legal Lot Number12
JurisdictionMCLENNAN TX
Minor Civil DivisionWACO
Census Blockgroup1
Census Block1025
Census Tract2700

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