3504 Cambridge Dr, Springfield, OH 45503 Property Records

Clark County property record for 3504 Cambridge Dr, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,647 sqft · built 1963
Lot Size0.846 acres (36,860 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Dec 2023)
Tax Bill$3,320 (2024)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN220-03-00032-204-004

Property Details

APN / Parcel Number

Primary APN220-03-00032-204-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,647 sqft Living Area
1st Floor Area1,647 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2023
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area36,860 sqft (0.846 acres)
Lot Dimensions194 ft deep x 190 ft wide
Garage TypeBasement

Exterior Amenities

PorchPorch
Porch Area696 sqft
Deck Area174 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address3504 CAMBRIDGE DR
CitySPRINGFIELD
StateOH
Zip45503-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTERRA CELA MANOR SUBD 3 & STR REAR; 73
Legal SubdivisionTERRA CELA MANOR SUBD
Legal Block204
Legal Lot Number73
JurisdictionCLARK OH
Township / Civil DivisionMOOREFIELD
Census Block Group1
Census Block1008
Census Tract2501

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3504 CAMBRIDGE DR, SOUTH VIENNA, OH 45369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW CARLISLE FEDERAL SAVINGS BANK
Dec 27, 2023Warranty Deed, Transfer · Closed-End Mortgage
NEW CARLISLE FEDERAL SAVINGS BANK
Jan 27, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
NEW CARLISLE FEDERAL SAVINGS BANK
Jan 27, 2022Intrafamily Transfer, Transfer
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 6, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Document Number4557
Deed Book / Page2231 / 5148
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Transaction TypeMortgage
Record UpdatedNov 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006

Mortgage

Document Number0000014075
DateOct 29, 2025
Book Page2259/3886
Instrument202500014075
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
AddressNEW CARLISLE, OH 45344
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateDec 27, 2023
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Document Number0000014802
Book / Page2231 / 5148
Map ReferenceVOL 10 PG 124
Instrument DateDec 27, 2023
Instrument202300014802
Transaction TypeTransfer
Record UpdatedJan 8, 2024
Title CompanyFIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014803
DateDec 27, 2023
Instrument202300014803
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateJan 27, 2022
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Document Number0000001523
Book / Page2204 / 5505
Map ReferenceVOL 10 PG 124
Instrument DateJan 21, 2022
Instrument202200001523
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 186, SOUTH VIENNA, OH 45369-0186

Mortgage

Document Number0000001524
DateJan 27, 2022
Instrument202200001524
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLARK OH
Recording DateJan 27, 2022
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Document Number0000001522
Book / Page2204 / 5503
Map ReferenceVOL 10 PG 124
Instrument DateJan 21, 2022
Instrument202200001522
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009848
DateJun 8, 2021
Book Page2192/1377
Instrument202100009848
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address3504 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1006
Document Number0000014682
Book / Page002129 / 002606
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3504 CAMBRIDGE DR SPRINGFIELD OH 455031006, SPRINGFIELD, OH 45503-1006

Mortgage

Document Number0000014682
DateOct 18, 2017
Book Page002129/002606
Instrument14682
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionMoorefield Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,950 (+88.33%) Land $31,750 Building $108,200$399,870 (+88.34%) Land $90,720 Building $309,150
2024$3,320.00 (+2.95%)
2023$74,310 (-) Land $21,110 Building $53,200
2022$3,225.00$74,310 Land $21,110 Building $53,200$212,310 Land $60,310 Building $152,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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