3504 Bluff Ct, Godfrey, IL 62035 Property Records

Madison County property record for 3504 Bluff Ct, Godfrey, IL 62035

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,036 sqft · built 1990
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Tax Bill	$12,246 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
APN	`24-2-01-31-02-201-006`

Property Details

APN / Parcel Number

Primary APN	`24-2-01-31-02-201-006`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	293 ft deep x 262 ft wide
Garage Type	Attached
Pool Area	648 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3504 BLUFF CT
City	GODFREY
State	IL
Zip	62035-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITECLIF ESTATES PT LT 43 262.73 X 293 IRR
Legal Subdivision	WHITECLIF ESTATES
Legal Lot Number	43
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1004
Census Tract	402722

Owner

3504 Bluff Ct is owned and occupied by an individual who acquired it in April 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3504 BLUFF CT, GODFREY, IL 62035-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed, Transfer · VA Mortgage CARROLLTON BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTONIZED COMMUNITY FCU
Sep 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025
Deed Sale	Apr 3, 2025
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20258902
Prior Transfer Date	Apr 2, 2025
Prior Transfer Doc	0000008902
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2021
Property Address	3504 BLUFF CT, GODFREY, IL 62035-1101
Document Number	0000029055
Map Reference	PB 40 PG 86
Instrument Date	Jul 9, 2021
Instrument	2021R29055
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1575 N GREEN MOUNT RD, O FALLON, IL 62269-2085

Mortgage

Document Number	0000029056
Date	Jul 9, 2021
Instrument	2021R29056

Lender

Name	CARROLLTON BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	2.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3504 BLUFF CT, GODFREY, IL 62035-1101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042426
Date	Nov 18, 2020
Instrument	2020R42426

Lender

Name	ALTONIZED COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2040

Interest

Rate Type	Fixed Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 11, 2017
Property Address	3504 BLUFF CT, GODFREY, IL 62035-1101
Document Number	0000030597
Instrument Date	Sep 7, 2017
Instrument	30597
Transaction Type	Transfer
Record Updated	Jan 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3504 BLUFF CT GODFREY IL 620351101, GODFREY, IL 62035-1101

Tax Assessment & Valuation

The 2025 property tax bill for 3504 Bluff Ct was $12,246 with a homeowner's exemption, up 6.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,246.00 (+6.27%)	$189,240 Land $25,460 Building $163,780	$567,720 Land $76,380 Building $491,340
2024	$11,523.00
2022	$10,260.00	$149,360 Land $20,090 Building $129,270	$448,528 Land $60,330 Building $388,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3504 Bluff Ct; there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 Bluff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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