3504 Bay Dr, Middle River, MD 21220 Property Records

Baltimore County property record for 3504 Bay Dr, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,316 sqft · built 1952
Lot Size0.754 acres (32,860 sqft)
Owner2 Trust Names on File
Tax Bill$10,051 (2024)
Deeds & MortgagesOct 2023 Transfer
Feb 2018 Transfer
+ 1 more
APN15-1513752330

Property Details

APN / Parcel Number

Primary APN15-1513752330
Alternative APN
  • 1513752330

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,316 sqft Living Area
1st Floor Area1,708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialMetal
Lot Area32,860 sqft (0.754 acres)
Lot Dimensions321 ft deep x 113 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area720 sqft
Shed1 Shed
Shed Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1513752330
Street Address3504 BAY DR
CityMIDDLE RIVER
StateMD
Zip21220-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 11,12 BOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Block2
Legal Lot Number11
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2023
Census Tract451802

Owner

3504 Bay Dr is owner-occupied and held in a trust since December 2008.

Source: Baltimore County records, as of March 20, 2026

Owner of Record2 Trust Names on File
Mailing Address3504 BAY DR, MIDDLE RIVER, MD 21220-4403
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Intrafamily Transfer, Transfer
Feb 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2008
Deed SaleDec 1, 2008
Prior SaleOct 29, 1998
Deed Document Number2008387874
Deed Book / Page27479 / 597
Transfer Doc0000152427
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateOct 17, 2023
Property Address3504 BAY DR, MIDDLE RIVER, MD 21220-4403
Document Number0484660175
Book / Page48466 / 175
Map ReferenceMB L MCL M 9 FOL S6
Instrument DateMay 31, 2023
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateFeb 8, 2018
Property Address3504 BAY DR, MIDDLE RIVER, MD 21220-4403
Document Number0399230216
Book / Page039923 / 000216
Instrument DateDec 19, 2017
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E RIDGELY RD LUTHERVILLE MD 210934434, LUTHERVILLE, MD 21093-4434

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateSep 19, 2017
Property Address3504 BAY DR, MIDDLE RIVER, MD 21220-4403
Document Number0394170257
Book / Page039417 / 000257
Instrument DateJul 18, 2017
Transaction TypeTransfer
Record UpdatedSep 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E RIDGELY RD LUTHERVILLE MD 210934434, LUTHERVILLE, MD 21093-4434

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$836,833$907,300 Land $415,800 Building $491,500
2024$10,051.00 (+109%)
2023$4,809.00 Homeowner's exemption$695,900 Land $267,200 Building $428,700$695,900 Land $267,200 Building $428,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3504 Bay Dr; there have been 351 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 234 policies
Nearby Flood Policies234 in force
Nearby Flood Claims351 (1979–2024)
Claims Outside the SFHA53 of 351
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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