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3504 Amberjack Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3504 Amberjack Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,313 sqft · built 2020
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (May 2023)
Tax Bill$8,724 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0133-0390

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0133-0390
Alternative APNs
  • 00934494
  • 934494

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area2,313 sqft Living Area
Gross Area5,322 sqft
1st Floor Area2,313 sqft
FlooringWood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area2,256 sqft
Parking Spaces8 Parking Spaces
Pool Area338 sqft
PorchScreened Porch
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00934494
Street Address3504 AMBERJACK DR
CityHERNANDO BEACH
StateFL
Zip34607-3603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 133 LOT 39
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block133
Legal Lot Number39
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0133-0390

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
May 17, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
Jan 07, 2020Correction Deed · Construction Mortgage
BRANNEN BANK
Oct 28, 2019Warranty Deed, Transfer
SOUTHEAST TITLE/THE SUNCOAST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Document Number202330122
Deed Book / Page4299 / 195
Prior Transfer DateJan 07, 2020
Prior Transfer Doc0037921853
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603

Mortgage

Document Number0043150761
DateJun 28, 2023
Book Page4315/761
Instrument2023040686
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2043

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 17, 2023
Property Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603
Document Number0042990195
Book / Page4299 / 195
Map ReferenceMB 17 PG 70-73
Instrument DateMay 04, 2023
Instrument2023030122
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyCHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address819 NORDIAC ROAD, WEEKI WACHEE, FL 34613

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603

Mortgage

Document Number2023030125
DateMay 17, 2023
Instrument2023030125
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term7 Months
DueDec 01, 2023
Interest
Rate TypeAdjustable Rate
Rate10.5%
Type Change DateJul 01, 2023
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change2.25%
IndexPrime Rate
Max Rate2.25%

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionHERNANDO FL
Recording DateJan 07, 2020
Property Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603
Document Number0037921853
Book / Page3792 / 1853
Map ReferenceMB 17 PG 70-73
Instrument DateJan 07, 2020
Instrument2020001115
Record UpdatedDec 07, 2021
Title CompanyALL PERFORMANCE TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4394 EDENROCK PL, SPRING HILL, FL 34609-0623

Mortgage

Document Number37921854
DateJan 07, 2020
Instrument3792/1854
Lender
NameBRANNEN BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 28, 2019
Property Address3504 AMBERJACK DR, HERNANDO BEACH, FL 34607-3603
Document Number0037670276
Book / Page003767 / 000276
Instrument DateOct 18, 2019
Instrument68028
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanySOUTHEAST TITLE/THE SUNCOAST

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4394 EDENROCK PL SPRING HILL FL 346090623, SPRING HILL, FL 34609-0623

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,724.00 (-16.87%)$612,938 (-11.31%) Land $70,500 Building $542,438$612,938 (-11.31%) Land $70,500 Building $542,438
2023$691,093 (+33.47%) Land $114,249 Building $576,844
2022$10,495.00 Homeowner's exemption$517,771$691,093 Land $73,125 Building $617,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
282 of 357 on primary residences
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Helene (Sep 2024), 245 claims
  • Hurricane Idalia (Aug 2023), 46 claims
  • Hurricane Hermine (Sep 2016), 35 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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