3504 38th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3504 38th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 628 sqft · built 1966
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Sep 2026)
Tax Bill	$1,886 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7508-0000-5`

Property Details

APN / Parcel Number

Primary APN	`7508-0000-5`
Alternative APNs	`341805750800005` `0750800005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	628 sqft Living Area
Gross Area	936 sqft
1st Floor Area	628 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	128 ft deep x 55 ft wide
View / Lot	Standard

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0750800005
Street Address	3504 38TH ST E
City	PALMETTO
State	FL
Zip	34221-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 6 BLK 27 ONAHOM FARMS PI#7508.0000/5
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	ONAHOM FARMS
Legal Tract	00748000
Legal Block	27
Legal Lot Number	6
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4010
Census Tract	1904

Owner

Source: Manatee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 5TH AVE W, B, PALMETTO, FL 34221-5218
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	2026105233
Prior Transfer Date	Sep 29, 2025
Prior Transfer Doc	0000119930
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 10, 2026
Property Address	3504 38TH ST E, PALMETTO, FL 34221-6307
Document Number	0000105233
Instrument Date	Sep 10, 2026
Instrument	2026105233
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,024.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105234,
Date	Sep 10, 2026
Instrument	2026105234

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 30, 2025
Property Address	3504 38TH ST E, PALMETTO, FL 34221-6307
Document Number	0041119930
Map Reference	MB 6 PG 81
Instrument Date	Sep 29, 2025
Instrument	202541119930
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 96TH AVE E, PARRISH, FL 34219-9469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 96TH AVE E, PARRISH, FL 34219-9469

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,483 (+78.37%) Land $59,925 Building $94,558	$154,483 (-0.74%) Land $59,925 Building $94,558
2025		$86,607 (-49.66%)	$155,634 (-9.54%) Land $59,925 Building $95,709
2024	$1,886.00 (+13.48%)	$172,053 (+21.16%) Land $59,925 Building $112,128	$172,053 (+21.16%) Land $59,925 Building $112,128
2023	$1,662.00 (+9.41%)	$142,002 (+11.67%) Land $30,600 Building $111,402	$142,002 (+11.67%) Land $30,600 Building $111,402
2022	$1,519.00	$127,163 Land $30,000 Building $97,163	$127,163 Land $30,000 Building $97,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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