3503 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3503 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Commercial
Details	4,086 sqft
Lot Size	2.52 acres (110,015 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Oct 2024)
Tax Bill	$8,510 (2026)
Deeds & Mortgages	Oct 2024 Sale & Construction Loan Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-1773-00020`

Property Details

APN / Parcel Number

Primary APN	`010-1773-00020`
Alternative APNs	`1147599` `1173693`

Interior

Stories	1 Story
Building Area	4,086 sqft Building Perimeter
1st Floor Area	4,086 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	110,015 sqft
Garage Area	4,800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1173693
Street Address	3503 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-4139
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	FORCE 1 COMMERCIAL DEVELOPMENT
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1061
Census Tract	302

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	94096 WARLOE SHORE LN, MOOSE LAKE, MN 55767-6711
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Warranty Deed, Construction Loan · Construction Mortgage NATIONAL BANK OF COMMERCE
Apr 20, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	20241498088
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 25, 2024
Property Address	3503 W ARROWHEAD RD, DULUTH, MN 55811-4139
Document Number	0001498088
Instrument Date	Oct 24, 2024
Instrument	1498088
Transaction Type	Construction Loan
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94096 WARLOE SHORE LN, MOOSE LAKE, MN 55767-6711

Mortgage

Document Number	0001498089
Date	Oct 25, 2024
Instrument	1498089

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0001498090
Date	Oct 25, 2024
Instrument	1498090

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2023
Property Address	3503 W ARROWHEAD RD, DULUTH, MN 55811-4139
Document Number	0001465234
Instrument Date	Apr 18, 2023
Instrument	1465234
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 E SUPERIOR ST, DULUTH, MN 55805-3854
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,510.00 (+58.89%)
2025	$5,356.00	$1,138,200 (+572.7%) Land $169,200 Building $969,000	$1,138,200 (+572.7%) Land $169,200 Building $969,000
2024		$169,200 Land $169,200	$169,200 Land $169,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Fidium Fiber, Spectrum, Verizon.

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