3503 Silver Falls Ct, Joliet, IL 60431 Property Records

Will County property record for 3503 Silver Falls Ct, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,999 (May 2024)
Tax Bill	$10,937 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-403-099`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-403-099`

Exterior

Lot Area	9,543 sqft (0.22 acres)

Location & Zoning

Street Address	3503 SILVER FALLS CT
City	JOLIET
State	IL
Zip	60431-8392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 190 IN SILVER LEAF SUB UNIT 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 14, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF SUB
Legal Lot Number	190
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	883211

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 KIEP AVE, JOLIET, IL 60436-2310
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Warranty Deed, Transfer · Conventional Mortgage E FINANCE MORTGAGE LLC
Dec 30, 2021	Special Warranty Deed, Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Dec 22, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202422296
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 9, 2024
Property Address	3503 SILVER FALLS CT, JOLIET, IL 60431-8392
Document Number	0000022296
Map Reference	DOC R2005176031
Instrument Date	Apr 26, 2024
Instrument	R2024022296
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3503 SILVER FALLS CT, JOLIET, IL 60431-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3503 SILVER FALLS CT, JOLIET, IL 60431-8392

Mortgage

Document Number	0000022297
Date	May 9, 2024
Instrument	R2024022297

Lender

Name	E FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.5%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 30, 2021
Property Address	3503 SILVER FALLS CT, JOLIET, IL 60431-8392
Document Number	0000139066
Map Reference	DOC R2005176031
Instrument Date	Sep 15, 2021
Instrument	R2021139066
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1804 N NAPER BLVD STE 200, 200, NAPERVILLE, IL 60563-8833

Mortgage

Document Number	0000139067
Date	Dec 30, 2021
Instrument	R2021139067

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 22, 2020
Property Address	3503 SILVER FALLS CT, JOLIET, IL 60431-8392
Document Number	0000117498
Instrument Date	Dec 1, 2020
Instrument	117498
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPERVILLE BLVD #200 NAPERVILLE IL 60563, 200, NAPERVILLE, IL 60563

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,937.00 (+15.11%)
2024		$131,562 (+21.41%) Land $18,124 Building $113,438	$394,686 (+21.41%) Land $54,372 Building $340,314
2022	$9,501.00 Homeowner's exemption	$108,366 Land $15,409 Building $92,957	$325,098 Land $46,227 Building $278,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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