3503 Old Course Ln, Valrico, FL 33596 Property Records

Hillsborough County property record for 3503 Old Course Ln, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,218 sqft · built 1998
Lot Size	0.378 acres (16,454 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2020)
Tax Bill	$10,202 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087519-0850`

Property Details

APN / Parcel Number

Primary APN	`087519-0850`
Alternative APN	`U09302136X000020000250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,218 sqft Living Area
Gross Area	4,301 sqft
1st Floor Area	2,832 sqft
Upper Floors Area	386 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,454 sqft (0.378 acres)
Lot Dimensions	175 ft deep x 102 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	459 sqft
Deck Area	Deck Area
Patio Area	702 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0875190850
Street Address	3503 OLD COURSE LN
City	VALRICO
State	FL
Zip	33596-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER HILLS COUNTRY CLUB PARCEL 21 LOT 25 BLOCK 20
Legal Range	21E
Legal Township	30S
Legal Section	09
Legal Subdivision	RIVER HILLS COUNTRY CLUB PARCEL 21
Legal Tract	36X
Legal Block	20
Legal Lot Number	25
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2000
Census Tract	13208

Owner

Source: Hillsborough County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CENTRAL CU
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Apr 1, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	2020138007
Last Transfer Date	Aug 28, 2024
Transfer Doc	0000362499
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220

Mortgage

Document Number	0000514559
Date	Oct 27, 2022
Instrument	2022514559

Lender

Name	FLORIDA CENTRAL CU
Type	Credit Union
Address	TAMPA, FL 33679

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220

Mortgage

Document Number	2021089375
Date	Feb 23, 2021
Instrument	2021089375

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 1, 2020
Property Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220
Document Number	0000138007
Map Reference	MB 76 PG 42
Instrument Date	Mar 17, 2020
Instrument	2020138007
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3503 OLD COURSE LN, 3503, VALRICO, FL 33596-9220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220

Mortgage

Document Number	0000138011
Date	Apr 1, 2020
Instrument	2020138011

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 19, 2018
Property Address	3503 OLD COURSE LN, VALRICO, FL 33596-9220
Document Number	0255041516
Book / Page	025504 / 001516
Instrument Date	Jan 11, 2018
Instrument	26952
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,661.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 OLD COURSE LN VALRICO FL 335969220, VALRICO, FL 33596-9220

Mortgage

Document Number	255041519
Date	Jan 19, 2018
Book Page	025504/001519
Instrument	26954

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Mortgage

Document Number	255041538,
Date	Jan 19, 2018
Book Page	025504/001538
Instrument	26955

Lender

Name	TAMPA BAY FCU
Type	Credit Union
Address	TAMPA, FL 33603

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2033

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,202.00 (+7.54%) Homeowner's exemption Veteran's exemption	$573,073 (+5.99%)	$714,626 (-2.66%) Land $162,792 Building $551,834
2024	$9,487.00 (+3.21%)
2023	$9,192.00 (+3.46%) Homeowner's exemption	$540,701 (+3%)	$734,153 (+4.99%) Land $146,513 Building $587,640
2022	$8,885.00 Homeowner's exemption	$524,952	$699,259 Land $146,513 Building $552,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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