3503 Arbor Terrace Ct, Spring, TX 77388 Property Records

Harris County property record for 3503 Arbor Terrace Ct, Spring, TX 77388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,325 sqft · built 1980
Lot Size	0.227 acres (9,886 sqft)
Owner	Company Name on File
Last Sale	$394,698 (Nov 2025)
Tax Bill	$7,702 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113-099-000-0034`

Property Details

APN / Parcel Number

Primary APN	`113-099-000-0034`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,325 sqft Living Area
1st Floor Area	1,912 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,886 sqft (0.227 acres)
View / Lot	Neighborhood
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	312 sqft
Patio Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1130990000034
Street Address	3503 ARBOR TERRACE CT
City	SPRING
State	TX
Zip	77388-5861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 BLK 35 CYPRESSWOOD SEC 9
Legal Subdivision	CYPRESSWOOD SEC 9
Legal Block	35
Legal Lot Number	34
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2018
Census Tract	553401

Owner

3503 Arbor Terrace Ct is owned by a company that bought it in November 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	31071 CA-190, PORTERVILLE, CA 93257
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Vendor's Lien, Transfer · FHA Mortgage CHANGE LENDING LLC
Oct 12, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 10, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Oct 12, 2020 · Amount on File
Deed Document Number	2025454504
Record Updated	Oct 29, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 17, 2025
Property Address	3503 ARBOR TERRACE CT, SPRING, TX 77388-5861
Document Number	0000454504
Map Reference	VOL 270 PG 30
Instrument Date	Nov 13, 2025
Instrument	2025-454504
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31071 HIGHWAY 190, PORTERVILLE, CA 93257-9168
Investor	Possibly a Property Investor

Mortgage

Document Number	0000454505
Date	Nov 17, 2025
Instrument	2025-454505

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000454506
Date	Nov 17, 2025
Instrument	2025-454506

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 12, 2020
Property Address	3503 ARBOR TERRACE CT, SPRING, TX 77388-5861
Document Number	0000487396
Map Reference	VOL 270 PG 30
Instrument Date	Oct 9, 2020
Instrument	2020-487396
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18323 ARBOR TERRACE DR, 18323, SPRING, TX 77388-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 COPPERCREST DR, SPRING, TX 77386-2565

Mortgage

Document Number	0000487397
Date	Oct 12, 2020
Instrument	2020-487397

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 10, 2020
Property Address	3503 ARBOR TERRACE CT, SPRING, TX 77388-5861
Document Number	0000013288
Instrument Date	Jan 9, 2020
Instrument	13288
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18323 ARBOR TERRACE DR SPRING TX 773885804, SPRING, TX 77388-5804

Tax Assessment & Valuation

The 2025 property tax bill for 3503 Arbor Terrace Ct was $7,702, up 24.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,646 (-1.07%) Land $59,424 Building $369,222	$428,646 (-1.07%) Land $59,424 Building $369,222
2025	$7,702.00 (+24.67%) Homeowner's exemption	$433,297 Land $59,424 Building $373,873	$433,297 Land $59,424 Building $373,873
2024	$6,178.00
2023		$437,192 Land $59,424 Building $377,768	$437,192 Land $59,424 Building $377,768
2022	$5,477.00
2020	$5,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3503 Arbor Terrace Ct in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	70 (1981–2019)
Claims Outside the SFHA	70 of 70
Most Recent Claim	May 2019 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 46 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 3 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3503 Arbor Terrace Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEIN PUD serves 3,504 people · EPA ID TX1011143
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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