3503 1st St, Vernon, TX 76384 Property Records

Wilbarger County property record for 3503 1st St, Vernon, TX 76384

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,339 sqft · built 1948
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Apr 2025)
Tax Bill	$2,559 (2026)
Deeds & Mortgages	Apr 2025 Mortgage
APN	`5845-001-0000-180-3`

Property Details

APN / Parcel Number

Primary APN	`5845-001-0000-180-3`
Alternative APN	`8349001`

Interior

Full Baths	1 Bath
Building Area	2,339 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	12,323 sqft (0.283 acres)
Lot Dimensions	145 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Porch	Porch
Porch Area	395 sqft

Location & Zoning

Account Number	5845-001-0000-180-3
Street Address	3503 1ST ST
City	VERNON
State	TX
Zip	76384-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N145' OF S299' & 8 OF W81.6' OF E316.6' PECK & WHEELER BLK OF AMENDED MORRISON ADDT BEING PART OF SEC 20 BLK 12 H&TC
Legal Subdivision	ROBINSON ADDITION
Legal Block	1
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2023
Census Tract	950500

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3503 1ST ST, VERNON, TX 76384-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Apr 3, 2019
Deed Document Number	2025144598
Deed Book / Page	791 / 19
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILBARGER TX
Recording Date	Apr 8, 2025
Property Address	3503 1ST ST, VERNON, TX 76384-4107
Document Number	0000791/19
Book / Page	791 / 19
Instrument Date	Apr 7, 2025
Instrument	144598
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 1ST ST, VERNON, TX 76384-4107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000144599
Date	Apr 8, 2025
Instrument	144599

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Municipality	Vernon City
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,559.00 (+140.96%)	$101,460 (+53.08%) Land $13,060 Building $88,400	$101,460 (+39.1%) Land $13,060 Building $88,400
2025	$1,062.00 (+38.1%) Homeowner's exemption	$66,280 (+21.02%) Land $1,840 Building $71,100	$72,940 (+33.18%) Land $1,840 Building $71,100
2023		$54,770 Land $1,840 Building $52,930	$54,770 Land $1,840 Building $52,930
2022	$769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 11,002 people · EPA ID TX2440001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20