3502 Vernal Ct, Merced, CA 95340 Property Records

Merced County property record for 3502 Vernal Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,053 sqft · built 1990
Lot Size	0.195 acres (8,488 sqft)
Owner	Trust Name on File
Last Sale	$108,281 (Sep 2017)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Sep 2017 Transfer Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-510-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-510-001-000`
Alternative APN	`006-510-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	2,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,488 sqft (0.195 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-510-001
Street Address	3502 VERNAL CT
City	MERCED
State	CA
Zip	95340-0689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	DEER PK #1 LOT 1
Legal Subdivision	DEER PARK 01
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4001
Census Tract	1101

Owner

3502 Vernal Ct is owner-occupied and held in a trust since September 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3502 VERNAL CT, MERCED, CA 95340-0689
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Aug 7, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 4, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Deed Document Number	201728434
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	0000028181
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2017
Property Address	3502 VERNAL CT, MERCED, CA 95340-0689
Document Number	0000028434
Instrument Date	Aug 22, 2017
Instrument	28434
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3502 VERNAL CT MERCED CA 953400689, MERCED, CA 95340-0689

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 31, 2017
Property Address	3502 VERNAL CT, MERCED, CA 95340-0689
Document Number	0000028181
Map Reference	MB 37 PG 23&24
Instrument Date	Aug 22, 2017
Instrument	2017-028181
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3502 VERNAL CT, MERCED, CA 95340-0689

Mortgage

Document Number	0000028182
Date	Aug 31, 2017
Instrument	2017-028182

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 2, 2027

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 7, 2017
Property Address	3502 VERNAL CT, MERCED, CA 95340-0689
Document Number	0000024991
Instrument Date	Jul 28, 2017
Instrument	24991
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3502 VERNAL CT MERCED CA 953400689, MERCED, CA 95340-0689

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 4, 2017
Property Address	3502 VERNAL CT, MERCED, CA 95340-0689
Document Number	0000024809
Map Reference	MB 37 PG 23&24
Instrument Date	Jul 28, 2017
Instrument	2017-024809
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3502 VERNAL CT, MERCED, CA 95340-0689

Tax Assessment & Valuation

The 2025 property tax bill for 3502 Vernal Ct was $2,902 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,664 (+2%) Land $60,701 Building $206,963
2025	$2,902.00 Homeowner's exemption	$262,416 Land $59,511 Building $202,905
2023	$2,707.00 (+1.39%) Homeowner's exemption	$252,228 Land $57,201 Building $195,027
2022	$2,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3502 Vernal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 Vernal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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