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3502 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3502 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,215 sqft · built 1940
Lot Size0.349 acres (15,211 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Sep 2021)
Tax Bill$4,757 (2023)
Deeds & MortgagesNov 2021 Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN129-101-38

Property Details

APN / Parcel Number

Primary APN129-101-38

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,215 sqft Heated Area
Gross Area1,258 sqft
1st Floor Area1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,211 sqft (0.349 acres)
Garage Area220 sqft
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number129-101-38
Street Address3502 COMMONWEALTH AVE
CityCHARLOTTE
StateNC
Zip28205-6231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionP11 M884-521
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3002
Census Tract1801

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3502 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK
Sep 9, 2021Warranty Deed, Transfer
FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY
Nov 19, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Document Number0036509522
Deed Book / Page36509 / 522
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3502 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6231
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217416
DateNov 15, 2021
Book Page36763/320
Instrument2021217416
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 9, 2021
Property Address3502 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6231
Document Number0000173231
Book / Page36509 / 522
Map ReferenceMB 884 PG 521
Instrument DateSep 8, 2021
Instrument2021173231
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3601 HAMPTON MANOR DR, CHARLOTTE, NC 28226-7000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3502 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6231

Mortgage

Document Number0000195685
DateNov 19, 2020
Book Page35335/172
Instrument2020195685
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims15 (1982–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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