Sherburne County property record for 3502 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 4,314 sqft · built 1960 |
| Lot Size | 36.7 acres (1,598,652 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,920 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 25-113-4200 |
| Primary APN | 25-113-4200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,314 sqft Living Area |
| 1st Floor Area | 4,314 sqft |
| Basement Area | 3,380 sqft |
| Finished Basement | 3,380 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,598,652 sqft (36.7 acres) |
| Garage Type | Attached |
| Garage Area | 1,296 sqft |
| Driveway | Driveway |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 256 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2078 |
|---|---|
| Street Address | 3502 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SR |
| Legal Description | GOVT LOT 6 EX A TRACT OF LAND LYING IN & B EING A PART OF GOVT LOT 6, SECT 13 AS FOLL OWS, TO-WIT: STARTING AT THE NE COR OF |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Lot Number | 6,11 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31500 |
3502 12th Ave SE, a rural home, is owner-occupied and held in a trust.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3502 12TH AVE SE, SAINT CLOUD, MN 56304-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3502 12TH AVE SE, SAINT CLOUD, MN 56304-9531 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3502 12TH AVE SE, SAINT CLOUD, MN 56304-9531 |
| Document Number | 0000961522 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 961522 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3502 12th Ave SE was $8,920.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,200 (-0.02%) Land $210,900 Building $648,300 | $859,200 (-0.02%) Land $210,900 Building $648,300 | |
| 2025 | $8,920.00 | $859,400 Land $213,300 Building $646,100 | $859,400 Land $213,300 Building $646,100 |
| 2023 | $8,400.00 | $160,500 Land $160,500 | |
| 2021 | $160,500 Land $160,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3502 12th Ave SE in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3502 12th Ave SE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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