3501 Winterfield Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3501 Winterfield Pl, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,925 sqft · built 1962
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jun 2025)
Tax Bill$2,859 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Apr 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN131-045-01

Property Details

APN / Parcel Number

Primary APN131-045-01

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,925 sqft Living Area
1st Floor Area1,275 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3501 WINTERFIELD PL
CityCHARLOTTE
StateNC
Zip28205-5920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL57 M10 47
Legal SubdivisionWINTERFIELD
Legal Block5
Legal Lot Number57
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group4
Census Block4003
Census Tract1702

Owner

Source: Mecklenburg County records · APN 131-045-01

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2025Warranty Deed, Transfer · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 04, 2022Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHARLOTTE METRO FCU
Dec 30, 2020Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Oct 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHARLOTTE METRO FCU
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHARLOTTE METRO FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleMay 31, 2016
Deed Document Number202554241
Deed Book / Page39626 / 865
Prior Transfer DateMay 23, 2016
Prior Transfer Doc0000066495
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 02, 2025
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Document Number0000054241
Book / Page39626 / 865
Map ReferenceMB 106 PG 47
Instrument DateJun 02, 2025
Instrument2025054241
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1213 W MOREHEAD ST # 500591500591, 5005915005, CHARLOTTE, NC 28208-5576

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920

Mortgage

Document Number0000054242
DateJun 02, 2025
Instrument2025054242
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051220
DateApr 04, 2022
Book Page37217/121
Instrument2022051220
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010155
DateJan 20, 2022
Book Page36982/775
Instrument2022010155
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000222230
DateDec 30, 2020
Book Page35496/51
Instrument2020222230
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133055
DateOct 22, 2018
Book Page33060/337
Instrument2018133055
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2033

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3501 WINTERFIELD PL, CHARLOTTE, NC 28205-5920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113488
DateJul 24, 2020
Book Page34846/472
Instrument2020113488
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term157 Months
DueAug 01, 2033

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$357,300 Land $150,000 Building $207,300$357,300 Land $150,000 Building $207,300
2024$2,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1982–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2013 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 163 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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