3501 W 103rd St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3501 W 103rd St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,200 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2026)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-22-0045`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-22-0045`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,200 sqft
Basement Area	1,080 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	198 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3501 W 103RD ST
City	MINNEAPOLIS
State	MN
Zip	55431-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 T CANTERBURY PARK 1ST ADDN THAT PART OF LOT 1 LYING E OF W 10 FT THEREOF IRREGULAR
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	22
Legal Subdivision	CANTERBURY PARK 1ST ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1008
Census Tract	25702

Owner

3501 W 103rd St is owned and occupied by two individuals who bought it in September 2026.

Source: Hennepin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3501 W 103RD ST, MINNEAPOLIS, MN 55431-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Feb 9, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Feb 9, 2026 · Amount on File
Deed Document Number	20266223247
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	0000995482
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 2, 2026
Property Address	3501 W 103RD ST, MINNEAPOLIS, MN 55431-3215
Document Number	0006223247
Instrument Date	Aug 31, 2026
Instrument	20266223247
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NETWORK TITLE INC, NETWORK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3501 W 103RD ST, MINNEAPOLIS, MN 55431-3215

Mortgage

Document Number	0006223247,
Date	Sep 2, 2026
Instrument	20266223247

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 9, 2026
Property Address	3501 W 103RD ST, BLOOMINGTON, MN 55431-3215
Document Number	00T6184634
Instrument Date	Feb 4, 2026
Instrument	T6184634
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026
Title Company	CLOSING HUB

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 VICKSBURG LN N # 107, 107, PLYMOUTH, MN 55447-1334
Investor	Possibly a Property Investor

Mortgage

Document Number	00T6184635
Date	Feb 9, 2026
Instrument	T6184635

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3501 W 103rd St was $6,425, up 36.1% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,425.00 (+36.12%) Homeowner's exemption	$385,100 (+2.97%) Land $146,100 Building $239,000	$385,100 (+2.97%) Land $146,100 Building $239,000
2024	$4,720.00 (+8.96%)	$374,000 Land $133,000 Building $241,000	$374,000 Land $133,000 Building $241,000
2023	$4,332.00 Homeowner's exemption
2022		$371,300 Land $134,400 Building $236,900	$371,300 Land $134,400 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3501 W 103rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3501 W 103rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire.

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