Stanislaus County property record for 3501 Valley Oak Dr, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,505 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $615,000 (Sep 2025) |
| Tax Bill | $7,542 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-029-009-000 |
| Primary APN | 069-029-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,505 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3501 VALLEY OAK DR |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAREMONT OAKS #1 (40M36) BLK 6741 LOT 1 |
| Legal Subdivision | CLAREMONT OAKS PH 01 |
| Legal Block | 6741 |
| Legal Lot Number | 1 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3003 |
3501 Valley Oak Dr is owner-occupied and held in a trust since September 2025.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 29, 2025 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 29, 2025 | Grant Deed, Transfer · Conventional Mortgage GENERATIONS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Oct 28, 2011 · Amount on File |
| Deed Document Number | 202547492 |
| Prior Transfer Date | Sep 9, 2025 |
| Prior Transfer Doc | 0000047491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Document Number | 0000079605 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022-0079605 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 29, 2025 |
| Property Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Document Number | 0000047491 |
| Map Reference | MB 40 PG 36 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025-0047491 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5851 VENISOTA RD, VENICE, FL 34293-6829 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 29, 2025 |
| Property Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Document Number | 0000047492 |
| Map Reference | MB 40 PG 36 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025-0047492 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3501 VALLEY OAK DR, CERES, CA 95307-7106 |
| Document Number | 0000047493 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0047493 |
| Name | GENERATIONS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 3501 Valley Oak Dr was $7,542, up 107% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,542.00 (+106.97%) | $615,000 (+127.74%) Land $200,000 Building $415,000 |
| 2025 | $3,644.00 | $270,041 Land $75,357 Building $194,684 |
| 2023 | $3,259.00 (+1.37%) Homeowner's exemption | $259,557 Land $72,432 Building $187,125 |
| 2022 | $3,215.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3501 Valley Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3501 Valley Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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