3501 Timber Oak Ct, Matthews, NC 28104 Property Records

Union County property record for 3501 Timber Oak Ct, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,396 sqft · built 1991
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-135-096`

Property Details

APN / Parcel Number

Primary APN	`07-135-096`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3501 TIMBER OAK CT
City	MATTHEWS
State	NC
Zip	28104-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#12 WELLINGTON WOODS V OPCB286A
Legal Subdivision	WELLINGTON WOODS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1015
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3501 TIMBER OAK CT, MATTHEWS, NC 28104-0500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2022
Transfer Doc	0000846429
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3501 TIMBER OAK CT, MATTHEWS, NC 28104-0500
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 TIMBER OAK CT, MATTHEWS, NC 28104-0500

Mortgage

Document Number	0008643839
Date	Jan 25, 2023
Book Page	8643/839
Instrument	1637

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 27, 2022
Property Address	3501 TIMBER OAK CT, MATTHEWS, NC 28104-0500
Document Number	0000846429
Book / Page	8464 / 29
Map Reference	CAB B FILE 286-A
Instrument Date	Apr 22, 2022
Instrument	15524
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 TIMBER OAK CT, MATTHEWS, NC 28104-0500

Mortgage

Document Number	0000015525
Date	Apr 27, 2022
Instrument	15525

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$826,500 (-) Land $133,300 Building $693,200	$826,500 (-) Land $133,300 Building $693,200
2025	$4,129.00 (+9.67%)	$826,500 (+38.93%) Land $133,300 Building $693,200	$826,500 (+38.93%) Land $133,300 Building $693,200
2023	$3,765.00	$594,900 Land $70,500 Building $524,400	$594,900 Land $70,500 Building $524,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Fiber, T-Mobile.

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