3501 Shanley Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3501 Shanley Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,352 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2021)
Tax Bill	$3,337 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-10-400-005`

Property Details

APN / Parcel Number

Primary APN	`01-19-10-400-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Lot Area	11,761 sqft (0.27 acres)
Garage Area	1,976 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3501 SHANLEY RD
City	PETOSKEY
State	MI
Zip	49770-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM AT SW COR OF E 1/2 OF SE 1/4; TH E 370 FT TO POB; TH N 660 FT; E 150 FT; S 660 FT; TH W 150 FT TO POB. 2.27 A. SECTION 10, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	10
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1022
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage HOMESIDE FINANCIAL
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage 4FRONT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	20215181959
Deed Book / Page	1228 / 990
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	1085000953
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/153
Date	Feb 26, 2019
Book Page	1210/153
Instrument	5163070

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558

Mortgage

Document Number	0000001223/0000000591
Date	Jul 31, 2020
Book Page	0000001223/0000000591
Instrument	5176534

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/152
Date	Feb 26, 2019
Book Page	1210/152
Instrument	5163069

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 13, 2021
Property Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558
Document Number	1228/990
Book / Page	1228 / 990
Instrument Date	Dec 30, 2020
Instrument	5181959
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 SHANLEY RD, PETOSKEY, MI 49770-9558

Mortgage

Document Number	0000001228/0000000991
Date	Jan 13, 2021
Book Page	0000001228/0000000991
Instrument	5181960

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,200 (+39.17%) Land $1,800 Building $190,400	$384,400 (+39.17%) Land $3,600 Building $380,800
2024	$3,337.00
2023		$138,100 Land $1,300 Building $136,800	$276,200 Land $2,600 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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