3501 Saddlebrook Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 3501 Saddlebrook Dr, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,126 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,718 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`058-30-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`058-30-01-001.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,126 sqft Finished Area
Gross Area	3,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	146 ft deep x 96 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3501 SADDLEBROOK DR
City	TAYLOR MILL
State	KY
Zip	41015-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLSTONE CROSSING SEC 1 LOT 1
Legal Subdivision	MILLSTONE CROSSING
Legal Phase	1
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65300

Owner

3501 Saddlebrook Dr is owned and occupied by two individuals who acquired it in April 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3501 SADDLEBROOK DR, TAYLOR MILL, KY 41015-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2013
Deed Sale	Apr 4, 2013
Prior Sale	Mar 17, 1995 · Amount on File
Deed Document Number	201304 04 059 00150
Deed Book / Page	3247 / 134
Prior Transfer Date	Nov 6, 2003
Prior Transfer Doc	0204059001
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3501 SADDLEBROOK DR, TAYLOR MILL, KY 41015-4416
Document Number	0000000101
Book / Page	0I3953 / 000131
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3501 SADDLEBROOK DR TAYLOR MILL KY 410154416, TAYLOR MILL, KY 41015-4416

Mortgage

Document Number	0000000101
Date	Jun 12, 2017
Book Page	0I3953/000131
Instrument	101

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3501 Saddlebrook Dr was $2,718 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,400 (-) Land $35,000 Building $288,400	$323,400 (-) Land $35,000 Building $288,400
2025	$2,718.00 Homeowner's exemption	$323,400 Land $35,000 Building $288,400	$323,400 Land $35,000 Building $288,400
2023	$2,025.00	$190,000 Land $30,000 Building $160,000	$190,000 Land $30,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3501 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3501 Saddlebrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20