3501 Riverchase Pkwy, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3501 Riverchase Pkwy, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,670 sqft · built 1989
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,600 (Jun 2021)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A886000263`

Property Details

APN / Parcel Number

Primary APN	`A886000263`
Alternative APN	`6-0015-6334-00-0049.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,670 sqft Living Area
Gross Area	4,666 sqft
1st Floor Area	2,670 sqft
Basement Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A886000263
Street Address	3501 RIVERCHASE PKWY
City	SAINT CHARLES
State	MO
Zip	63301-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXBOROUGH EST #3 LOT 49
Legal Subdivision	FOXBOROUGH EST
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Aug 29, 2006 · Amount on Record
Deed Document Number	202153781
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	2021R053781
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121

Mortgage

Document Number	0000011756
Date	Mar 29, 2024
Instrument	2024R-011756

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2021
Property Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121
Document Number	2021R053781
Map Reference	MB 27 PG 166&167
Instrument Date	Jun 18, 2021
Instrument	2021R-053781
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121

Mortgage

Document Number	2021R053782
Date	Jun 25, 2021
Instrument	2021R-053782

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3501 RIVERCHASE PKWY, SAINT CHARLES, MO 63301-4121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071951122
Date	Dec 9, 2019
Book Page	7195/1122
Instrument	20191209000704630

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,280 (-)	$417,264 (-) Land $70,000 Building $347,264
2025	$4,953.00 (+4.69%)	$79,280 (+7.22%)	$417,264 (+7.23%) Land $70,000 Building $347,264
2024	$4,731.00
2023		$73,938
2022			$389,147 Land $55,000 Building $334,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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