Buchanan County property record for 3501 Penn St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 800 sqft · built 1902 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,166 (Sep 2023) |
| Tax Bill | $523 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2019 Mortgage + 1 more |
| APN | 06-5.0-15-001-002-048.000 |
| Primary APN | 06-5.0-15-001-002-048.000 |
|---|
| Building Area | 800 sqft Base Area |
|---|---|
| 1st Floor Area | 800 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Street Address | 3501 PENN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SHAW & KILBY'S LOT:13 BLK:8LGL DESC: |
| Legal Subdivision | SHAW & KILBYS |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1600 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 26, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Mar 5, 2018 | Deed, Transfer · FHA Mortgage MIDAMERICA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20237408 |
| Deed Book / Page | 3790 / 858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 19, 2023 |
| Property Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Document Number | 003790/858 |
| Book / Page | 3790 / 858 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023007408 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Investor | Possibly a Property Investor |
| Document Number | 2023007409 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023007409 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 003790/860 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 3790/860 |
| Instrument | 2023007410 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 26, 2019 |
| Property Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Document Number | 003743/917 |
| Book / Page | 3743 / 917 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019010375 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ST JOSEPH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20234 HIGHWAY KK, 20234, LAWSON, MO 64062-7041 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Document Number | 003743/918 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 3743/918 |
| Instrument | 2019010376 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 5, 2018 |
| Property Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Document Number | 2018001789 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 2018001789 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3501 PENN ST, SAINT JOSEPH, MO 64507-2021 |
| Document Number | 2018001790 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 2018001790 |
| Name | MIDAMERICA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $523.00 | $7,280 (+8.49%) Land $1,520 Building $5,760 | $38,340 (+8.61%) Land $8,000 Building $30,340 |
| 2024 | $523.00 (+18.33%) | ||
| 2023 | $442.00 (-0.67%) | $6,710 (-) Land $1,520 Building $5,190 | $35,300 (-) Land $8,000 Building $27,300 |
| 2022 | $445.00 | $6,710 Land $1,520 Building $5,190 | |
| 2021 | $35,300 Land $8,000 Building $27,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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