3501 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3501 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1992
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0917-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0917-0060`
Alternative APNs	`00543497` `543497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	184 ft deep x 97 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	328 sqft
Patio Area	20 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00543497
Street Address	3501 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 917 LOT 6
Legal Range	18E
Legal Township	23S
Legal Section	17
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	917
Legal Lot Number	6
Legal Unit	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3021
Census Tract	40908

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3501 LEMA DR, SPRING HILL, FL 34609-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2024007921
Deed Book / Page	4390 / 41
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 6, 2024
Property Address	3501 LEMA DR, SPRING HILL, FL 34609-2943
Document Number	0043900041
Book / Page	4390 / 41
Map Reference	MB 9 PG 7-9
Instrument Date	Jan 31, 2024
Instrument	2024007921
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8260 BOND CT, SPRING HILL, FL 34608-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3501 LEMA DR, SPRING HILL, FL 34609-2943

Mortgage

Document Number	0000439043
Date	Feb 6, 2024
Instrument	4390/43

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2027
Change Frequency	3 Years
Min Rate At Change	3.62%
Max Rate At Change	6.62%
Index	3-Year TN
Margin	25
Max Rate	10.1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 6, 2024
Property Address	3501 LEMA DR, SPRING HILL, FL 34609-2943
Document Number	0043900041
Book / Page	4390 / 41
Map Reference	MB 9 PG 7-9
Instrument Date	Jan 31, 2024
Instrument	2024007921
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8260 BOND CT, SPRING HILL, FL 34608-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3501 LEMA DR, SPRING HILL, FL 34609-2943

Mortgage

Document Number	0000439043
Date	Feb 6, 2024
Instrument	4390/43

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2027
Change Frequency	3 Years
Min Rate At Change	3.62%
Max Rate At Change	6.62%
Index	3-Year TN
Max Rate	10.1%

Mortgage

Document Number	0043911281
Date	Feb 9, 2024
Book Page	4391/1281
Instrument	2024008988

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2027
Change Frequency	3 Years
Min Rate At Change	3.62%
Max Rate At Change	6.62%
Index	3-Year TN
Max Rate	10.1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 27, 2017
Property Address	3501 LEMA DR, SPRING HILL, FL 34609-2943
Document Number	0035200521
Book / Page	003520 / 000521
Instrument Date	Oct 20, 2017
Instrument	61292
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$728.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8260 BOND CT SPRING HILL FL 346086755, SPRING HILL, FL 34608-6755

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-0.87%) Additional exemption filed	$199,683 (+53.36%) Land $59,040 Building $140,643	$199,683 (+9.54%) Land $59,040 Building $140,643
2023		$130,208 (-16.91%) Land $130,208
2022	$2,307.00	$156,699 Land $32,515 Building $124,184	$182,289 Land $48,772 Building $133,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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