3501 Helms Pond Rd, Monroe, NC 28110 Property Records

Union County property record for 3501 Helms Pond Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,771 sqft · built 2008
Lot Size	1.43 acres (62,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Dec 2024)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-078-023`

Property Details

APN / Parcel Number

Primary APN	`09-078-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,771 sqft Living Area
1st Floor Area	2,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	62,421 sqft (1.43 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3501 HELMS POND RD
City	MONROE
State	NC
Zip	28110-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#6 COLONIAL OAKS PHASE 1 OPCE248
Legal Subdivision	COLONIAL OAKS
Legal Lot Number	6
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4008
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 N OCEAN BLVD, 1201, NORTH MYRTLE BEACH, SC 29582-8035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Dec 6, 2007 · Amount on Record
Deed Document Number	202428863
Deed Book / Page	9023 / 604
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	4754124
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3501 HELMS POND RD, MONROE, NC 28110-8874
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007618758
Date	Mar 25, 2020
Book Page	7618/758
Instrument	10022

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3501 HELMS POND RD, MONROE, NC 28110-8874
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008461900
Date	Apr 25, 2022
Book Page	8461/900
Instrument	15225

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,100 (+0.08%) Land $76,300 Building $533,800	$610,100 (+0.08%) Land $76,300 Building $533,800
2025	$2,976.00 (+12.3%)	$609,600 (+49.38%) Land $76,300 Building $533,300	$609,600 (+49.38%) Land $76,300 Building $533,300
2023	$2,650.00	$408,100 Land $48,600 Building $359,500	$408,100 Land $48,600 Building $359,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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