3501 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3501 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,560 sqft · built 1933
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Apr 2026)
Tax Bill	$8,036 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 58.18-3-17`

Property Details

APN / Parcel Number

Primary APN	`422800 58.18-3-17`
Alternative APN	`280005801800030170000000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	1,840 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3501 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I-1
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1010
Census Tract	33002

Owner

3501 Guilderland Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3501 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORPORATION
Sep 8, 2023	Warranty Deed, Transfer CLAY TITLE SERVICES INC, LEGACY TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Jan 9, 2024 · Amount on File
Deed Document Number	20268161
Deed Book / Page	2170 / 70
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 9, 2026
Property Address	3501 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809
Document Number	0000008161
Book / Page	2170 / 70
Instrument Date	Mar 19, 2026
Instrument	2026.8161
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	SMPR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182,608.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809

Mortgage

Document Number	0000008162,
Date	Apr 9, 2026
Instrument	2026.8162

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 8, 2023
Property Address	3501 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809
Document Number	0000050979
Book / Page	2115 / 626
Instrument Date	Aug 24, 2023
Instrument	202350979
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CLAY TITLE SERVICES INC, LEGACY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SUITS RD, DUANESBURG, NY 12056-3500

Tax Assessment & Valuation

The 2026 property tax bill for 3501 Guilderland Ave was $8,036, down 7.2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,036.00 (-7.23%)
2025	$8,662.00	$216,000 Land $65,600 Building $150,400	$332,300 Land $100,921 Building $231,379
2023		$216,000 Land $65,600 Building $150,400	$284,200 Land $86,313 Building $197,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3501 Guilderland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3501 Guilderland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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