3501 E 103rd Cir, Unit A22, Thornton (Denver), CO 80229 Property Records

Adams County property record for 3501 E 103rd Cir, Unit A22, Thornton, CO 80229

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,236 sqft · built 2003
Lot Size	0.028 acres (1,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2023)
Tax Bill	$932 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2024 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1719-13-1-01-324`

Property Details

APN / Parcel Number

Primary APN	`1719-13-1-01-324`
Alternative APNs	`0171913101324` `R0155607`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Units	21 Units
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,224 sqft (0.028 acres)
Garage Type	Basement

Exterior Amenities

Porch	Wood Porch
Porch Area	70 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0155607
Street Address	3501 E 103RD CIR, A22
City	THORNTON
State	CO
Zip	80229-3567
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO: SETTLERS CHASE COLONY RIDGE CONDOMINIUMS UNIT:A22 DESC:BLDG A
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	1
Legal Subdivision	SETTLERS CHASE COLONY RIDGE CONDOMINIUMS
Legal Lot Number	A22
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1009
Census Tract	9206

Owner

Source: Adams County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 E 103RD CIR, A22, THORNTON, CO 80229-3567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 3, 2024	Intrafamily Transfer, Transfer
Apr 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 6, 2023	Warranty Deed, Transfer FITCO
Jul 25, 2023	Warranty Deed, Transfer · Commercial Mortgage MONICA KELLY MAH ETAL
Apr 3, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 7, 2017	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202367659
Last Transfer Date	Aug 21, 2024
Transfer Doc	0000048164
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 24, 2026
Document Number	0000043866
Instrument Date	Jul 23, 2026
Instrument	202643866
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,979.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000043867,
Date	Jul 24, 2026
Instrument	202643867

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Sep 3, 2024
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Document Number	0000048164
Map Reference	DOC C1261275
Instrument Date	Aug 21, 2024
Instrument	2024000048164
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 E 103RD CIR # CIRA22, CIRA22, THORNTON, CO 80229-8493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047743
Date	Apr 20, 2021
Instrument	2021000047743

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	970 Months
Due	Feb 25, 2102

Interest

Rate Type	Adjustable Rate
Rate	3.18%
Change Frequency	Annually
Index	1-Year CMT

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 6, 2023
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Document Number	0000067659
Map Reference	DOC20040614000483570
Instrument Date	Dec 1, 2023
Instrument	2023000067659
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FITCO

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 25, 2023
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Document Number	0000042307
Map Reference	DOC20040614000483570
Instrument Date	Jul 24, 2023
Instrument	2023000042307
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7156 HOLLAND CT, ARVADA, CO 80004-3005

Mortgage

Document Number	0000042308
Date	Jul 25, 2023
Instrument	2023000042308

Lender

Name	MONICA KELLY MAH ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026553
Date	Apr 3, 2018
Instrument	2018000026553

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Document Number	0000026554
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 E 103RD CIR #A22 THORNTON CO 802293567, A22, THORNTON, CO 80229-3567

Mortgage

Document Number	0000026554
Date	Apr 3, 2018
Instrument	26554

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.61%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 7, 2017
Property Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567
Document Number	0000012036
Map Reference	DOC20040614000483570
Instrument Date	Feb 6, 2017
Instrument	2017000012036
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 E 103RD CIR UNIT A22, A22, THORNTON, CO 80229-3567

Mortgage

Document Number	0000012037
Date	Feb 7, 2017
Instrument	2017000012037

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (-48.99%)	$23,940 (+3.5%) Land $5,440 Building $18,500	$352,000 (+2.92%) Land $80,000 Building $272,000
2024	$1,827.00 (-19.97%)
2023	$2,283.00 (+6.43%)	$23,130 (+7.48%) Land $3,310 Building $19,820	$342,000 (+10.49%) Land $49,000 Building $293,000
2022	$2,145.00	$21,520 Land $6,820 Building $14,700	$309,519 Land $98,000 Building $211,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Intrepid Fiber Networks, Verizon.

3501 E 103rd Cir, Unit A22, Thornton (Denver), CO 80229 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 103rd Cir

Nearby Streets

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