3501 Carpenter Pond Rd, Durham, NC 27703 Property Records

Durham County property record for 3501 Carpenter Pond Rd, Durham, NC 27703

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1986
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,065 (2026)
Deeds & Mortgages	Aug 2023 Reverse Mortgage Aug 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0779-34-9891`

Property Details

APN / Parcel Number

Primary APN	`0779-34-9891`
Alternative APNs	`0779-34-98-9122` `077903440800` `194532`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,016 sqft Heated Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Porch	Porch
Porch Area	952 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3501 CARPENTER POND RD
City	DURHAM
State	NC
Zip	27703-8847
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	PROP-CARPENTER ANNA HEIRS /LT#02 PL:000133-000176
Legal Subdivision	CONTAINING 3
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	CARR
Census Block Group	1
Census Block	1005
Census Tract	1900

Owner

3501 Carpenter Pond Rd, a rural home, is owned and occupied by two individuals.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3501 CARPENTER POND RD, DURHAM, NC 27703-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Reverse Mortgage BAY EQUITY LLC
Aug 7, 2023	Deed of Trust, Mortgage · Reverse Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3501 CARPENTER POND RD, DURHAM, NC 27703-8847
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 CARPENTER POND RD, DURHAM, NC 27703-8847

Mortgage

Document Number	0099640436
Date	Aug 7, 2023
Book Page	9964/436
Instrument	2023070222

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3501 CARPENTER POND RD, DURHAM, NC 27703-8847
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 CARPENTER POND RD, DURHAM, NC 27703-8847

Mortgage

Document Number	0099640451
Date	Aug 7, 2023
Book Page	9964/451
Instrument	2023070223

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 3501 Carpenter Pond Rd was $4,065, up 3.6% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,065.00 (+3.65%)	$557,158 (-) Land $251,548 Building $305,610	$557,158 (-) Land $251,548 Building $305,610
2025	$3,922.00	$557,158 Land $251,548 Building $305,610	$557,158 Land $251,548 Building $305,610
2023	$3,090.00 (+3.31%)	$311,329 Land $124,084 Building $187,245	$311,329 Land $124,084 Building $187,245
2022	$2,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3501 Carpenter Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3501 Carpenter Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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