3501 Bus 220, Bedford, PA 15522 Property Records

Bedford County property record for 3501 Bus 220, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,279 sqft · built 1950
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Jun 2006)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E.09-D.02-032`

Property Details

APN / Parcel Number

Primary APN	`E.09-D.02-032`
Alternative APN	`020-002053`

Interior

Stories	1 Story
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	11,979 sqft (0.275 acres)

Location & Zoning

Street Address	3501 BUSINESS 220
City	BEDFORD
State	PA
Zip	15522-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3501 BUSINESS 220
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4011
Census Tract	960800

Owner

3501 Bus 220 is owned and occupied by an individual who acquired it in June 2016.

Source: Bedford County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3501 BUSINESS 220, BEDFORD, PA 15522-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2006 · Amount on File
Deed Sale	Jun 23, 2006 · Amount on File
Deed Document Number	20064122
Deed Book / Page	1127 / 430
Last Transfer Date	Jun 30, 2016
Transfer Doc	1567/239
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3501 BUSINESS 220, BEDFORD, PA 15522-1124
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 220, BEDFORD, PA 15522

Mortgage

Document Number	02022/6557
Date	Dec 12, 2022
Book Page	2022/6557
Instrument	2022-006557

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2037

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3501 BUSINESS 220, BEDFORD, PA 15522-1124
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1789
Date	Mar 29, 2021
Book Page	2021/1789
Instrument	2021-001789

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3501 Bus 220 was $1,372, up 13% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bedford Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00 (+13.01%)	$108,400 (-) Land $19,800 Building $88,600	$108,400 (-) Land $19,800 Building $88,600
2025	$1,214.00	$108,400 Land $19,800 Building $88,600	$108,400 Land $19,800 Building $88,600
2023	$1,594.00 Additional exemption filed	$108,400 Land $19,800 Building $88,600
2012			$108,400 Land $19,800 Building $88,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3501 Bus 220 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3501 Bus 220 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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