Polk County property record for 3500 Wolcott Ave, Des Moines, IA 50321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1978 |
| Lot Size | 0.298 acres (13,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,000 (Aug 2022) |
| Tax Bill | $7,046 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-19-176-010 |
| Primary APN | 7824-19-176-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 1,359 sqft |
| Upper Floors Area | 805 sqft |
| Basement Area | 1,359 sqft |
| Finished Basement | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,020 sqft (0.298 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 380 sqft |
| Patio Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Geothermal |
| Sewer | Connected |
| Street Address | 3500 WOLCOTT AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50321-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 SOUTHPARK PLAZA PLAT 1 |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 19 |
| Legal Subdivision | SOUTHPARK PLAZA PLAT 1 |
| Legal Lot Number | 39 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 4004 |
3500 Wolcott Ave is owned and occupied by an individual who acquired it in February 2026.
Source: Polk County records, as of February 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Intrafamily Transfer, Transfer |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU |
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IOWA FALLS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Aug 15, 2022 · Amount on File |
| Deed Document Number | 0000065743 |
| Deed Book / Page | 19231 / 101 |
| Last Transfer Date | Feb 3, 2026 |
| Transfer Doc | 0000005748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 3, 2026 |
| Property Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Document Number | 0000005748 |
| Book / Page | 20408 / 490 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-00005748 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 15, 2022 |
| Property Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Document Number | 0000065743 |
| Book / Page | 19231 / 101 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022-00065743 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Document Number | 0000065744 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-00065744 |
| Name | IH MISSISSIPPI VALLEY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044326 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 17172/0470 |
| Instrument | 2018-00044326 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 27, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3500 WOLCOTT AVE, DES MOINES, IA 50321-1856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900101694 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 17857/333 |
| Instrument | 2019-00101694 |
| Name | IOWA FALLS STATE BANK |
|---|---|
| Type | Bank |
| Address | IOWA FALLS, IA 50126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,500 Land $59,000 Building $304,500 | $363,500 Land $59,000 Building $304,500 | |
| 2024 | $7,046.00 | ||
| 2023 | $361,200 Land $57,700 Building $303,500 | $361,200 Land $57,700 Building $303,500 | |
| 2020 | $5,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3500 Wolcott Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1998–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3500 Wolcott Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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