3500 Wainwright St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3500 Wainwright St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,440 sqft · built 2010
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2020)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T070500826`

Property Details

APN / Parcel Number

Primary APN	`T070500826`
Alternative APN	`5-116C-A177-00-3520.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,743 sqft
Basement Area	1,743 sqft
Finished Basement	875 sqft
Fireplaces	2 Fireplaces
Fireplace	Single

Exterior

Year Built	Built 2010
Architectural Style	Split Level
Exterior Material	Siding
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	600 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T070500826
Old Parcel Number	T070500826
Street Address	3500 WAINWRIGHT ST
City	SAINT CHARLES
State	MO
Zip	63301-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHARLES #4 LOT 3520
Legal Range	05E
Legal Township	47N
Legal Subdivision	NEW TOWN AT ST CHARLES #4
Legal Lot Number	3520
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1020
Census Tract	310201

Owner

3500 Wainwright St is owned and occupied by an individual who bought it in March 2020.

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3500 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Oct 3, 2017	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	0007251284
Deed Book / Page	7251 / 284
Record Updated	Jun 7, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2020
Property Address	3500 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8256
Document Number	0072510284
Book / Page	7251 / 284
Map Reference	MB 43 PG 372
Instrument Date	Mar 13, 2020
Instrument	20200318000166660
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORP & AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3500 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8256

Mortgage

Document Number	20200318000166670
Date	Mar 18, 2020
Instrument	20200318000166670

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2017
Property Address	3500 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8256
Document Number	0068172034
Book / Page	006817 / 002034
Instrument Date	Sep 29, 2017
Instrument	623120
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3500 WAINWRIGHT ST ST CHARLES MO 633018256, ST CHARLES, MO 63301-8256

Mortgage

Document Number	68172036
Date	Oct 3, 2017
Book Page	006817/002036
Instrument	623130

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$86,245
2022		$453,923 Land $54,000 Building $399,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3500 Wainwright St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Wainwright St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Wainwright St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures