St. Clair County property record for 3500 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,165 sqft · built 1999 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Mar 2017) |
| Tax Bill | $3,123 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-026-3002-225 |
| Primary APN | 74-15-026-3002-225 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 1,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 91,476 sqft (2.1 acres) |
| Lot Dimensions | 609 ft deep x 150 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3500 WADHAMS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | BEG N 89D 23M 55S W 702.67' FROM SE SEC COR, TH N 89D 23M 55S W 609.84', TH N 0D 13M 3S E 150', TH S 89D 23M 55S E 609.84', |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 26 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 16, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI CALIBRE HM LNS |
| Mar 23, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2017 · Amount on Record |
| Deed Sale | Mar 23, 2017 · Amount on Record |
| Deed Document Number | 20177187 |
| Deed Book / Page | 4811 / 531 |
| Last Transfer Date | Oct 25, 2017 |
| Transfer Doc | 2017027278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Document Number | 0005864164 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 5864/164 |
| Instrument | 2025020344 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | 26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Document Number | 0000054933 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 5493/3 |
| Instrument | 2022004998 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 16, 2017 |
| Property Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Document Number | 0048910190 |
| Book / Page | 004891 / 000190 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3500 WADHAMS RD CLYDE MI 480493815, CLYDE, MI 48049-3815 |
| Document Number | 48910192 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 004891/000192 |
| Name | CALIBRE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 23, 2017 |
| Property Address | 3500 WADHAMS RD, CLYDE, MI 48049-3815 |
| Document Number | 0048110531 |
| Book / Page | 004811 / 000531 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 12TH ST PORT HURON MI 48060, PORT HURON, MI 48060 |
| Document Number | 48110532 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 004811/000532 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,200 (+2.01%) | $376,400 (+2.01%) | |
| 2025 | $3,123.00 (+3.04%) Homeowner's exemption | $184,500 (+18.35%) | |
| 2024 | $3,031.00 (+12.01%) | $369,000 (+18.35%) | |
| 2023 | $155,900 | ||
| 2022 | $2,706.00 | $311,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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