3500 Spring Garden Rd, Chatham, VA 24531 Property Records

Pittsylvania County property record for 3500 Spring Garden Rd, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1999
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2025)
Tax Bill	$2,460 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2444-77-6559`

Property Details

APN / Parcel Number

Primary APN	`2444-77-6559`
Alternative APNs	`222936` `275612` `8477`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	275612
Street Address	3500 SPRING GARDEN RD
City	CHATHAM
State	VA
Zip	24531-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	FLORENCE THOMPSON EST SUBD
Legal Subdivision	THOMPSON FLORENCE ESTATE (0839)
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	BANISTER
Census Block Group	1
Census Block	1012
Census Tract	10900

Owner

3500 Spring Garden Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3500 SPRING GARDEN RD, CHATHAM, VA 24531-3249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 30, 2025	Bargain and Sale Deed, Transfer · Line of Credit GERALD HANCOCK ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Jun 27, 2024 · Amount on File
Deed Document Number	20255462
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	3500 SPRING GARDEN RD, CHATHAM, VA 24531-3249
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001504
Date	Mar 31, 2023
Instrument	230001504

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Oct 30, 2025
Property Address	3500 SPRING GARDEN RD, CHATHAM, VA 24531-3249
Document Number	0250005462
Map Reference	MB 43 PG 216M
Instrument Date	Oct 17, 2025
Instrument	250005462
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, ALL VIRGINIA T&E INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3500 SPRING GARDEN RD, CHATHAM, VA 24531-3249

Mortgage

Document Number	0250005463
Date	Oct 30, 2025
Instrument	250005463

Lender

Name	GERALD HANCOCK ETUX
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3500 Spring Garden Rd was $2,460, up % from the year before.

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,460.00 (+0.04%)	$396,700 Land $37,100 Building $359,600	$396,700 Land $37,100 Building $359,600
2025	$2,459.00 (+10.72%)
2024	$2,221.00	$396,700 Land $37,100 Building $359,600	$396,700 Land $37,100 Building $359,600
2022		$276,900 Land $37,100 Building $239,800	$276,900 Land $37,100 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 Spring Garden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Spring Garden Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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