3500 S Hwy 97, Cantonment, FL 32533 Property Records

Escambia County property record for 3500 S Hwy 97, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,189 sqft · built 1988
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Dec 2022)
Tax Bill	$6,283 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-1N-31-4201-000-003`

Property Details

APN / Parcel Number

Primary APN	`36-1N-31-4201-000-003`
Alternative APN	`114470300`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,189 sqft Adjusted Area
1st Floor Area	2,022 sqft
Upper Floors Area	1,518 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Finished/Screened Porch
Porch Area	412 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114470300
Old Parcel Number	114470300
Street Address	3500 S HIGHWAY 97
City	CANTONMENT
State	FL
Zip	32533-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SE CORNER OF SEC N 88 DEG 17 MIN W ALG S LINE OF SEC 962 69/100 FT N 01 DEG 52 MIN 45 SEC E 40 92/100 FT TO PT ON N
Legal Range	31W
Legal Township	01N
Legal Section	36
Legal Subdivision	SUBDIVISION NUMBER: 4201
Legal Block	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	3
Census Block	3011
Census Tract	3612

Owner

3500 S Hwy 97 is owned and occupied by an individual who bought it in December 2022.

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Feb 10, 2022	Warranty Deed, Transfer GENESIS LAND & TITLE CO LLC
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Feb 10, 2022 · Amount on File
Deed Document Number	2022121204
Deed Book / Page	8907 / 1900
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 22, 2022
Property Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605
Document Number	0089071900
Book / Page	8907 / 1900
Instrument Date	Dec 21, 2022
Instrument	2022121204
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 WINNERS CIR, NICHOLASVILLE, KY 40356-2742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605

Mortgage

Document Number	0089071902
Date	Dec 22, 2022
Instrument	8907/1902

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 10, 2022
Property Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605
Document Number	0087201939
Book / Page	8720 / 1939
Instrument Date	Feb 9, 2022
Instrument	2022014694
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$3,409.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1786 WELCOME VALLEY RD, BENTON, TN 37307-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 15, 2021
Property Address	3500 S HIGHWAY 97, CANTONMENT, FL 32533-9605
Document Number	0085750728
Book / Page	8575 / 728
Instrument Date	Jul 8, 2021
Instrument	2021077996
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7506 E ROARING CANYON RD, PRESCOTT VALLEY, AZ 86315-4009

Mortgage

Document Number	0008575730
Date	Jul 15, 2021
Instrument	8575/730

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$531,722	$538,696 Land $46,224 Building $492,472
2024	$6,283.00 (+0.29%)
2023	$6,265.00 (+1.56%) Homeowner's exemption	$503,184 (+11.53%)	$503,184 (+11.53%) Land $37,450 Building $465,734
2022	$6,169.00	$451,146	$451,146 Land $25,413 Building $425,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 S Hwy 97 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 S Hwy 97 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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