3500 Respess Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3500 Respess Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 1973
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2026)
Tax Bill	$3,029 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04808030C00E010`

Property Details

APN / Parcel Number

Primary APN	`04808030C00E010`
Alternative APNs	`739-68-58-38-500-000` `396197001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,003 sqft (0.574 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	396197001
Street Address	3500 RESPESS RD
City	MIDLOTHIAN
State	VA
Zip	23112-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	GENITO ESTATES L 10 BK E SEC C
Legal Subdivision	GENITO ESTATES
Legal Block	E
Legal Lot Number	10
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1019
Census Tract	100919

Owner

Source: Chesterfield County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 27, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MTG
May 9, 2018	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MTG
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	202631746
Deed Book / Page	15359 / 301
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 27, 2026
Property Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Document Number	0000031746
Book / Page	15359 / 301
Instrument Date	Aug 20, 2026
Instrument	202631746
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628

Mortgage

Document Number	0000031747,
Date	Aug 27, 2026
Instrument	202631747

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014741-155
Date	Dec 2, 2024
Book Page	14741/155
Instrument	2024038122

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Document Number	12433274
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 RESPESS RD MIDLOTHIAN VA 231123628, MIDLOTHIAN, VA 23112-3628

Mortgage

Document Number	12433274
Date	Sep 3, 2019
Book Page	012433/000274
Instrument	34423

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Fixed Rate
Rate	3.88%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 9, 2018
Property Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Document Number	11975344
Book / Page	011975 / 000344
Instrument Date	May 2, 2018
Instrument	16816
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 RESPESS RD MIDLOTHIAN VA 231123628, MIDLOTHIAN, VA 23112-3628

Mortgage

Document Number	11975348
Date	May 9, 2018
Book Page	011975/000348
Instrument	16817

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3500 RESPESS RD, MIDLOTHIAN, VA 23112-3628
Document Number	11733165
Book / Page	011733 / 000165
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11733165
Date	Aug 28, 2017
Book Page	011733/000165
Instrument	34288

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,029.00 (+27.32%)	$337,600 (+12.53%) Land $64,000 Building $273,600	$337,600 (+12.53%) Land $64,000 Building $273,600
2025		$300,000 (+15.96%) Land $61,000 Building $239,000	$300,000 (+15.96%) Land $61,000 Building $239,000
2023	$2,379.00	$258,700 Land $54,000 Building $204,700	$258,700 Land $54,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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