1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Osca St

3500 Osca St, Sebring, FL 33872 Property Records

Highlands County property record for 3500 Osca St, Sebring, FL 33872 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 2003
Lot Size0.294 acres (12,813 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Aug 2017)
Tax Bill$371 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-22-34-28-020-0320-0140

Property Details

APN / Parcel Number

Primary APNC-22-34-28-020-0320-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area1,916 sqft
1st Floor Area1,272 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,813 sqft (0.294 acres)
Lot Dimensions125 ft deep x 104 ft wide
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area1,040 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area192 sqft
Shed1 Shed
Shed Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3500 OSCA ST
CitySEBRING
StateFL
Zip33872-3095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 14 BLK 32
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block32
Legal Lot Number14
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1028
Census Tract960601

Owner

Source: Highlands County records · APN C-22-34-28-020-0320-0140

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3500 OSCA ST, SEBRING, FL 33872-3095
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 05, 2017Grant Deed
SOUTH RIDGE ABSTRACT AND TITLE
Nov 22, 2017Grant Deed
SOUTH RIDGE ABSTRACT AND TITLE
Aug 07, 2017Warranty Deed, Transfer · VA Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2017 · Amount on Record
Deed SaleAug 07, 2017 · Amount on Record
Prior SaleJan 13, 2010 · Amount on Record
Deed Document Number20171861766
Deed Book / Page2592 / 1849
Last Transfer DateNov 21, 2017
Transfer Doc0001875450
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3500 OSCA ST, SEBRING, FL 33872-3095
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 OSCA ST, SEBRING, FL 33872-3095

Mortgage

Document Number0002059481
DateOct 18, 2021
Book Page2858/1792
Instrument2059481
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2017: Grant Deed

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateDec 05, 2017
Property Address3500 OSCA ST, SEBRING, FL 33872-3095
Document Number0001875450
Book / Page002610 / 000702
Instrument DateNov 21, 2017
Instrument1875450
Record UpdatedJan 03, 2018
Title CompanySOUTH RIDGE ABSTRACT AND TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3500 OSCA ST SEBRING FL 338723095, SEBRING, FL 33872-3095

November 2017: Grant Deed

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateNov 22, 2017
Property Address3500 OSCA ST, SEBRING, FL 33872-3095
Document Number0001873988
Book / Page002608 / 001409
Instrument DateNov 21, 2017
Instrument1873988
Record UpdatedDec 08, 2017
Title CompanySOUTH RIDGE ABSTRACT AND TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3500 OSCA ST SEBRING FL 338723095, SEBRING, FL 33872-3095

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 07, 2017
Property Address3500 OSCA ST, SEBRING, FL 33872-3095
Document Number0001861766
Book / Page2592 / 1849
Map ReferenceMB14 PG32
Instrument DateAug 01, 2017
Instrument1861766
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanySOUTH RIDGE ABSTRACT & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4104 SMOKE SIGNAL, 4104, SEBRING, FL 33872-4500

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 OSCA ST, SEBRING, FL 33872-3095

Mortgage

Document Number0001861767
DateAug 07, 2017
Instrument1861767
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$371.00 (+1.92%) Veteran's exemption$136,663 (+5.99%)$212,682 (+4.52%) Land $26,000 Building $186,682
2024$364.00 (+6.74%)
2023$341.00 (+3.96%) Disabled Person's exemption Veteran's exemption$128,943 (+3.28%)$203,483 (+16.95%) Land $14,560 Building $188,923
2022$328.00 Disabled Person's exemption Veteran's exemption$124,848$173,990 Land $13,000 Building $160,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1998–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Osca St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures