3500 Nicholson Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3500 Nicholson Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,722 sqft · built 1800
Lot Size	39.6 acres (1,725,499 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Aug 2023)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-024451`

Property Details

APN / Parcel Number

Primary APN	`04-024451`
Alternative APNs	`4024451` `024451`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,722 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,725,499 sqft (39.6 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	3,600 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	024451
Street Address	3500 NICHOLSON RD
City	WESTMINSTER
State	MD
Zip	21157-8238
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT - 39.612 ACS 3500 NICHOLSON ROAD BOWERS RD
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2005
Census Tract	504202

Owner

Source: Carroll County records · APN 04-024451

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3500 NICHOLSON RD, WESTMINSTER, MD 21157-8238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Deed Book / Page	11086 / 470
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	0110860470
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 03, 2023
Property Address	3500 NICHOLSON RD, WESTMINSTER, MD 21157-8238
Document Number	0110860470
Book / Page	11086 / 470
Instrument Date	Jul 24, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3500 NICHOLSON RD, WESTMINSTER, MD 21157-8238

Mortgage

Document Number	0110860485
Date	Aug 03, 2023
Instrument	11086-0485

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,100 (+4.25%)	$350,500 (+12.74%) Land $187,200 Building $163,300
2025	$3,504.00 (+12.96%) Homeowner's exemption	$310,900 (+13.25%) Land $167,200 Building $143,700	$310,900 (-0.1%) Land $167,200 Building $143,700
2023	$3,102.00 (+7.15%) Homeowner's exemption	$274,533 (+7.16%)	$311,200 (+21.47%) Land $167,500 Building $143,700
2022	$2,895.00 Homeowner's exemption	$256,200 Land $147,500 Building $108,700	$256,200 Land $147,500 Building $108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Quantum Telecommunications	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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