3500 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3500 London Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,202 sqft · built 1965
Lot Size2.58 acres (112,456 sqft)
Owner2 Individual Names on Record
Last Sale$899,000 (Jun 2015)
Tax Bill$22,518 (2026)
Deeds & MortgagesAug 2021 Transfer
Feb 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-1370-07280

Property Details

APN / Parcel Number

Primary APN010-1370-07280
Alternative APN
  • 990295

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,202 sqft Gross Area
1st Floor Area3,202 sqft
Basement Area1,913 sqft
Finished Basement1,913 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area112,456 sqft (2.58 acres)
Garage Area550 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area220 sqft
Deck Area336 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number990295
Street Address3500 LONDON RD
CityDULUTH
StateMN
Zip55804-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 50 EX SWLY 30 FT OF NWLY 30 FT ANDLOT 2 BLK 50 EX NELY 10 FT OF NWLY 30 FT ANDLOTS 8 AND 9 BLK 51 SERIAL #
Legal SubdivisionREARR PT EAST DULUTH & FIRST A
Legal Block50
Legal Lot Number1-2,8-9
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1013
Census Tract700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3500 LONDON RD, DULUTH, MN 55804-2012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Intrafamily Transfer, Transfer
Feb 2, 2021Deed of Trust, Mortgage · Line of Credit
BELL BANK
Nov 17, 2020Deed of Trust, Mortgage
BELL BK
Jan 17, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number2015958544
Last Transfer DateAug 9, 2021
Transfer Doc0001045206
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateAug 13, 2021
Property Address3500 LONDON RD, DULUTH, MN 55804-2012
Document Number0001045206
Instrument DateAug 9, 2021
Instrument1045206
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 LONDON RD, DULUTH, MN 55804-2012

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3500 LONDON RD, DULUTH, MN 55804-2012
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 LONDON RD, DULUTH, MN 55804-2012

Mortgage

Document Number0001035952
DateFeb 2, 2021
Instrument1035952
Lender
NameBELL BANK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3500 LONDON RD, DULUTH, MN 55804-2012
Document Number00T1033442
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3500 LONDON RD DULUTH MN 558042012, DULUTH, MN 55804-2012

Mortgage

Document Number00T1033442
DateDec 9, 2020
InstrumentT1033442
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
AmountAmount Recorded
Term360 Months
DueDec 8, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3500 LONDON RD, DULUTH, MN 55804-2012
Document Number000T981699
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3500 LONDON RD DULUTH MN 558042012, DULUTH, MN 55804-2012

Mortgage

Document Number000T981699
DateFeb 2, 2017
InstrumentT981699
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,518.00 (+6.56%) Homeowner's exemption
2025$21,132.00 (+10.32%) Homeowner's exemption$1,529,900 (+12.92%) Land $588,600 Building $941,300$1,529,900 (+12.92%) Land $588,600 Building $941,300
2024$19,156.00$1,354,900 (+21.74%) Land $533,400 Building $821,500$1,354,900 (+21.74%) Land $533,400 Building $821,500
2022$1,112,900 Land $450,600 Building $662,300$1,112,900 Land $450,600 Building $662,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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