3500 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3500 Edsel Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 2018
Lot Size	2.34 acres (101,930 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2026)
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-30-5080-0001-0900`

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5080-0001-0900`
Alternative APNs	`263025508000010900` `87825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	5,015 sqft
1st Floor Area	1,873 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	101,930 sqft (2.34 acres)
Porch	Finished/Open Porch
Porch Area	3,142 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3500 EDSEL AVE
City	SAINT CLOUD
State	FL
Zip	34772-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	ST CLOUD MANOR EST 2 PB 1 PG 365 N 1/2 OF LOT 90 LESS E 5 FT
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 2
Legal Tract	5080
Legal Block	900
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43304

Owner

Source: Osceola County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3504 EDSEL AVE, SAINT CLOUD, FL 34772-7345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Aug 4, 2000
Deed Document Number	202630964
Deed Book / Page	6934 / 1163
Prior Transfer Date	Mar 9, 2026
Prior Transfer Doc	0000030962
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 10, 2026
Property Address	3500 EDSEL AVE, SAINT CLOUD, FL 34772-7345
Document Number	0069341163
Book / Page	6934 / 1163
Map Reference	MB 1 PG 365
Instrument Date	Feb 27, 2026
Instrument	2026030964
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8116 OLD POPE RD, MIDLAND, GA 31820-4259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 EDSEL AVE, SAINT CLOUD, FL 34772-7345

Mortgage

Document Number	0069341165
Date	Mar 10, 2026
Instrument	6934/1165

Lender

Name	WILLIAM ROCKER IRA
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,710.00 (+4.35%) Homeowner's exemption	$473,782 (+5.99%)	$540,500 (+4.28%) Land $118,200 Building $422,300
2024	$6,430.00 (+2.01%)
2023	$6,303.00 (+3.65%) Homeowner's exemption	$447,020 (+3%)	$518,300 (+19.42%) Land $117,000 Building $401,300
2022	$6,081.00 Homeowner's exemption	$434,000 Land $93,600 Building $340,400	$434,000 Land $93,600 Building $340,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20