3500 E Will Sowders Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 3500 E Will Sowders Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,968 sqft · built 2019
Lot Size	7.45 acres (324,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Aug 2017)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-16660-00`

Property Details

APN / Parcel Number

Primary APN	`004-16660-00`
Alternative APN	`53-11-11-100-026.000-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Asphalt
Lot Area	324,522 sqft (7.45 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004-16660-00
Street Address	3500 E WILL SOWDERS RD
City	BLOOMINGTON
State	IN
Zip	47401-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	004-16660-00 PT SW NE 11-7-1W 7.45A PLAT 6
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3021
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3500 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Aug 8, 2017	Warranty Deed, Transfer · ARM FIRST FEDERAL SAVINGS BANK
Feb 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Document Number	201711137
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	2017002220
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3500 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9035
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017574
Date	Oct 21, 2020
Instrument	2020017574

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 8, 2017
Property Address	3500 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9035
Document Number	2017011137
Instrument Date	Aug 1, 2017
Instrument	2017011137
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9035

Mortgage

Document Number	2017011139
Date	Aug 8, 2017
Instrument	2017011139

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Feb 17, 2017
Property Address	3500 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9035
Document Number	2017002220
Instrument Date	Feb 17, 2017
Instrument	2017002220
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50690 TARRINGTON WAY, GRANGER, IN 46530-6908

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (-0.17%)	$297,600 (+6.59%) Land $82,300 Building $215,300	$297,600 (+6.59%) Land $82,300 Building $215,300
2024	$2,331.00 (+8.82%)
2023		$279,200 (+7.34%) Land $72,300 Building $206,900	$279,200 (+7.34%) Land $72,300 Building $206,900
2022	$2,142.00	$260,100 Land $72,300 Building $187,800	$260,100 Land $72,300 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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