3500 E Lake Rd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3500 E Lake Rd, Palm Harbor, FL 34685

Property Summary

Property TypeBank, Financial Building
Details1 ba · 2,421 sqft · built 1983
Lot Size1.56 acres (68,150 sqft)
OwnerCompany Name on Record
Tax Bill$21,960 (2025)
Flood ZoneZone X (moderate risk)
APNC62-000-759-0616-4

Property Details

APN / Parcel Number

Primary APNC62-000-759-0616-4
Alternative APNs
  • 09-28-16-00000-420-0110
  • 162809000004200110
  • R97800

Interior

Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,421 sqft Heated Area
1st Floor Area2,421 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area68,150 sqft (1.56 acres)
PorchOpen Porch
Porch Area152 sqft
Canopy1,075 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account NumberR97800
Old Parcel Number162809000004200110
Street Address3500 E LAKE RD
CityPALM HARBOR
StateFL
Zip34685-2415
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionFROM PNT ON S'LY R/W OF WOODLANDS PKWY & SE'LY R/W OF EAST LAKE RD TH S65DE 348.11FT TH S25DW 205FT TH N59DW 387.79FT TH CUR
Legal Range16
Legal Township28
Legal Section09
Legal SubdivisionACREAGE & UNREC
Legal Block420
Legal Lot Number110
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2007
Census Tract27326

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address450 S ORANGE AVE STE 900, 900, ORLANDO, FL 32801-3339
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2008
Deed SaleFeb 4, 2008
Deed Document Number2008033190
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,960.00 (+21.62%)$1,125,000 (+24.31%)$1,125,000 (+24.31%) Land $786,179 Building $338,821
2023$18,056.00 (+7.77%)$905,000 (+9.04%)$905,000 (+9.04%) Land $626,838 Building $278,162
2022$16,754.00$830,000$830,000 Land $513,751 Building $316,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies187 units insured
incl. 124 condo units
Nearby Flood Claims4 (1988–2016)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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