350 W Main St, Elkton, MD 21921 Property Records

Cecil County property record for 350 W Main St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,639 sqft · built 1920
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,643 (2026)
Deeds & Mortgages	Mar 2022 Sale May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-043819`

Property Details

APN / Parcel Number

Primary APN	`03-043819`
Alternative APNs	`3043819` `043819`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,639 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	043819
Street Address	350 W MAIN ST
City	ELKTON
State	MD
Zip	21921-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOTS 15&16 - .345 A. 350 WEST MAIN STREET ELKTON
Legal Lot Number	15,16
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4020
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 WILLIAMS RD, ELKTON, MD 21921-7811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed, Transfer NOT AVAILABLE, BRENNAN TTL CO DBA FOUR SEAS
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage CECIL BANK
May 22, 2020	Loan Modification, Mortgage · Conventional Mortgage CECIL BK
Jun 3, 2019	Loan Modification, Mortgage · Conventional Mortgage CECIL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2003
Deed Sale	Aug 29, 2003
Prior Sale	Dec 22, 1977 · Amount on Record
Deed Document Number	2003260860
Deed Book / Page	1471 / 105
Transfer Doc	0000260860
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 23, 2022
Property Address	350 W MAIN ST, ELKTON, MD 21921-5213
Document Number	0051290411
Book / Page	5129 / 411
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	NOT AVAILABLE, BRENNAN TTL CO DBA FOUR SEAS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	180 WILLIAMS RD, ELKTON, MD 21921-7811

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	350 W MAIN ST, ELKTON, MD 21921-5213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043960314
Date	May 8, 2019
Book Page	4396/314

Lender

Name	CECIL BANK
Type	Bank
Address	ELKTON, MD 21922

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	350 W MAIN ST, ELKTON, MD 21921-5213
Document Number	0046200268
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 W MAIN ST ELKTON MD 219215213, ELKTON, MD 21921-5213

Mortgage

Document Number	0046200268
Date	Jun 17, 2020
Book Page	004620/000268

Lender

Name	CECIL BK
Type	Bank
Address	ELKTON, MD 21922

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	350 W MAIN ST, ELKTON, MD 21921-5213
Document Number	0044160001
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 W MAIN ST ELKTON MD 219215213, ELKTON, MD 21921-5213

Mortgage

Document Number	0044160001
Date	Jun 17, 2019
Book Page	004416/000001

Lender

Name	CECIL BK
Type	Bank
Address	ELKTON, MD 21922

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,643.00 (+2.76%)	$153,700 (+10.07%)	$158,700 (+10.44%) Land $54,000 Building $104,700
2025	$2,572.00 (+5.89%)
2023	$2,429.00	$139,633	$143,700 Land $54,000 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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