Los Alamos County property record for 350 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,238 sqft · built 1970 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (May 2012) |
| Tax Bill | $1,517 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-040-108-091-523 |
| Primary APN | 1-040-108-091-523 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Mixed |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 12 sqft |
| Storage Building | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002224 |
|---|---|
| Street Address | 350 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 073 S: 3 T: 18N R: 7E |
| Legal Range | 07E |
| Legal Township | 18N |
| Legal Section | 03 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 73 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
350 Joya Loop is owned and occupied by an individual who bought it in May 2012.
Source: Los Alamos County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 350 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE COMPANY LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2012 · Amount on File |
| Deed Sale | May 30, 2012 · Amount on File |
| Prior Sale | Mar 27, 2008 · Amount on File |
| Deed Document Number | 2012213146 |
| Deed Book / Page | 159 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 350 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00177/0318 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 177/0318 |
| Instrument | 231433 |
| Name | FIRST MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 350 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE GUARANTY LLC |
| Name | Verified Name |
|---|
| Document Number | 000191/980 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 191/980 |
| Instrument | 246095 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 350 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 000188/275 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 188/275 |
| Instrument | 242390 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 350 Joya Loop was $1,517 with a veteran's exemption.
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,517.00 Veteran's exemption | $78,220 (+3%) Land $25,580 Building $52,640 | $234,650 (+3%) Land $76,730 Building $157,920 |
| 2025 | $1,517.00 Veteran's exemption Additional exemption filed | $75,940 Land $25,130 Building $50,810 | $227,820 Land $75,390 Building $152,430 |
| 2023 | $1,574.00 (+2.67%) Veteran's exemption Additional exemption filed | $71,580 Land $24,370 Building $47,210 | $214,750 Land $73,110 Building $141,640 |
| 2022 | $1,533.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 350 Joya Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 350 Joya Loop is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 45% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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