350 E Ridge Rd, Columbia, IL 62236 Property Records

Monroe County property record for 350 E Ridge Rd, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,920 sqft · built 1990
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Jan 2026)
Tax Bill	$6,317 (2025)
Deeds & Mortgages	Jan 2026 Sale & Construction Loan Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-22-301-014-000`

Property Details

APN / Parcel Number

Primary APN	`04-22-301-014-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	1,206 sqft
Pool Type	In-Ground Vinyl Pool
Pool Area	531 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	350 E RIDGE RD
City	COLUMBIA
State	IL
Zip	62236-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR3
Legal Description	LOT 14 BURROUGHS ROAD TRACT 1
Legal Range	10W
Legal Township	01S
Legal Section	22
Legal Subdivision	BURROUGHS ROAD TRACT
Legal Tract	1
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	25
Census Block Group	2
Census Block	2086
Census Tract	600102

Owner

350 E Ridge Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1029 NEVADA DR, COLUMBIA, IL 62236-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Condominium Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Deed Document Number	2026441040
Record Updated	Oct 29, 2026

January 2026: Condominium Deed, Construction Loan

Document Type	Condominium Deed
Jurisdiction	MONROE IL
Recording Date	Jan 29, 2026
Property Address	350 E RIDGE RD, COLUMBIA, IL 62236-1955
Document Number	0000441040
Map Reference	DOC 145496
Instrument Date	Jan 21, 2026
Instrument	441040
Transaction Type	Construction Loan
Record Updated	Feb 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350 E RIDGE RD, COLUMBIA, IL 62236-1955

Mortgage

Document Number	0000441041
Date	Jan 29, 2026
Instrument	441041

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	350 E RIDGE RD, COLUMBIA, IL 62236-1955
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439451
Date	Sep 30, 2025
Instrument	439451

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	350 E RIDGE RD, COLUMBIA, IL 62236-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396385
Date	Jun 12, 2018
Instrument	396385

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 350 E Ridge Rd was $6,317 with a homeowner's exemption, up 2.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,317.00 (+2.42%) Homeowner's exemption	$119,350 (+0.35%) Land $22,280 Building $97,070	$358,050 (+0.35%) Land $66,840 Building $291,210
2024	$6,168.00 Homeowner's exemption Additional exemption filed	$118,928 Land $23,530 Building $95,398	$356,784 Land $70,590 Building $286,194
2022	Homeowner's exemption Additional exemption filed	$92,100 Land $19,190 Building $72,910	$276,300 Land $57,570 Building $218,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 350 E Ridge Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	20 (1993–2024)
Claims Outside the SFHA	14 of 20
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 E Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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