350 Dry Fork Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 350 Dry Fork Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1980
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2017)
Tax Bill	$794 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`77A-1-10`

Property Details

APN / Parcel Number

Primary APN	`77A-1-10`
Alternative APN	`125920`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Porch	Porch
Porch Area	76 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	125920
Street Address	350 DRY FORK RD
City	CHILHOWIE
State	VA
Zip	24319-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRY FORK LOT 10 77A 1 10
Legal Lot Number	10
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	2
Census Block	2017
Census Tract	30702

Owner

Source: Smyth County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	20171022
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873

Mortgage

Document Number	01112/3379
Date	Sep 8, 2025
Book Page	1112/3379
Instrument	250001944

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001106/347
Date	Oct 13, 2023
Book Page	1106/347
Instrument	230002260

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001072/985
Date	Aug 27, 2021
Book Page	1072/985
Instrument	210002234

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001038/926
Date	Jul 16, 2019
Book Page	1038/926
Instrument	190001633

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Apr 26, 2017
Property Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873
Document Number	170001022
Instrument Date	Apr 26, 2017
Instrument	170001022
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	BLUE RIDGE TITLE AND SETTLEMENT AGENCY LLC, BLUE RDG TITLE&STLMNT AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 DRY FORK RD, CHILHOWIE, VA 24319-5873

Mortgage

Document Number	170001023
Date	Apr 26, 2017
Instrument	170001023

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,700 (-) Land $9,600 Building $125,100	$134,700 (-) Land $9,600 Building $125,100
2025	$794.00 (+22.91%)	$134,700 (+54.3%) Land $9,600 Building $125,100	$134,700 (+54.3%) Land $9,600 Building $125,100
2023	$646.00	$87,300 Land $8,000 Building $79,300	$87,300 Land $8,000 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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