35 Ymca Dr, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 35 Ymca Dr, Lowell, MA 01852

Property Summary

Property Type	Charitable / Fraternal Organization
Details	45,727 sqft · built 1976
Lot Size	2.92 acres (127,195 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jun 2020 Refinance Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`M:000162 T:201004`

Property Details

APN / Parcel Number

Primary APN	`M:000162 T:201004`
Alternative APNs	`LOWE M:162 B:6530 L:35` `201004`

Interior

Stories	1 Story
Building Area	45,727 sqft Total Area
Gross Area	63,002 sqft
1st Floor Area	45,727 sqft
Basement Area	16,696 sqft
Unfinished Basement	16,696 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	127,195 sqft (2.92 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	201004
Street Address	35 YMCA DR
City	LOWELL
State	MA
Zip	01852-4005
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	UMU
Legal Block	6530
Legal Lot Number	35
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2007
Census Tract	311900

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 YMCA DR, LOWELL, MA 01852-4005
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY ECONOMIC DEVELOPMENT
Jun 11, 2020	Deed of Trust, Mortgage · Construction Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	35 YMCA DR, LOWELL, MA 01852-4005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34228-19
Date	Jun 11, 2020
Book Page	34228/19
Instrument	25389

Lender

Name	COMMUNITY ECONOMIC DEVELOPMENT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	35 YMCA DR, LOWELL, MA 01852-4005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34227-268
Date	Jun 11, 2020
Book Page	34227/268
Instrument	25385

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$4,595,700 (+4.06%) Land $529,800 Building $4,065,900
2024	$4,416,600 (+4.73%) Land $504,300 Building $3,912,300
2023	$4,217,100 Land $458,500 Building $3,758,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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