35 Winthrop Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 35 Winthrop Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,312 sqft · built 1941
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Sep 2024)
Tax Bill	$20,369 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 81.15-2-23`

Property Details

APN / Parcel Number

Primary APN	`553600 81.15-2-23`
Alternative APNs	`360008101500020230000000` `2392000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	1,272 sqft
Upper Floors Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2392000
Street Address	35 WINTHROP RD
City	CHAPPAQUA
State	NY
Zip	10514-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	3
Census Block	3002
Census Tract	13104

Owner

35 Winthrop Rd is owned by two individuals who bought it in September 2024.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 W 97TH ST, 2D, NEW YORK, NY 10025-6011
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Nov 29, 2006 · Amount on File
Deed Document Number	20243538
Record Updated	Oct 29, 2026

September 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 12, 2024
Property Address	35 WINTHROP RD, CHAPPAQUA, NY 10514-1224
Document Number	0642263538
Map Reference	MAP 5381
Instrument Date	Sep 3, 2024
Instrument	642263538
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 WINTHROP RD, CHAPPAQUA, NY 10514-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 W 97TH ST APT 2D, 2D, NEW YORK, NY 10025-6011
Investor	Possibly a Property Investor

Mortgage

Document Number	0642543633
Date	Sep 12, 2024
Instrument	642543633

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	35 WINTHROP RD, CHAPPAQUA, NY 10514-1224
Document Number	0592463065
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 WINTHROP RD CHAPPAQUA NY 105141224, CHAPPAQUA, NY 10514-1224

Mortgage

Document Number	0592463065
Date	Sep 3, 2019
Book Page	059246/003065

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 35 Winthrop Rd was $20,369, down 17.1% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,369.00 (-17.14%)
2025	$24,581.00	$115,000 (-) Land $75,000 Building $40,000	$824,372 (+0.86%) Land $537,634 Building $286,738
2024		$115,000 (-) Land $75,000 Building $40,000	$817,342 (+5.19%) Land $533,049 Building $284,293
2023		$115,000 Land $75,000 Building $40,000	$777,027 Land $506,757 Building $270,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Winthrop Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1979–2021)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Winthrop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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