Whatcom County property record for 35 Windward Dr, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 880 sqft · built 1977 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Aug 2023) |
| Tax Bill | $4,784 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 575478 |
| Primary APN | 575478 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | 528 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 515332 |
|---|---|
| Street Address | 35 WINDWARD DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 32 LOT 83 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | SUDDEN VALLEY DIV 32 |
| Legal Lot Number | 83 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 808 |
35 Windward Dr is owned and occupied by an individual who bought it in August 2023.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 35 WINDWARD DR, BELLINGHAM, WA 98229-7948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage SAVIBANK |
| Nov 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on File |
| Deed Sale | Aug 8, 2023 · Amount on File |
| Prior Sale | Nov 18, 2020 |
| Deed Document Number | 2023-0800537 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 8, 2023 |
| Property Address | 35 WINDWARD DR, BELLINGHAM, WA 98229-7948 |
| Document Number | 0000800537 |
| Map Reference | VOL 12 PG 90-92 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023-0800537 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,005.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 WINDWARD DR, BELLINGHAM, WA 98229-7948 |
| Document Number | 0000800538 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023-0800538 |
| Name | SAVIBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 18, 2020 |
| Property Address | 35 WINDWARD DR, BELLINGHAM, WA 98229-7948 |
| Document Number | 2201103390 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 1103390 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 35 WINDWARD DR BELLINGHAM WA 982297948, BELLINGHAM, WA 98229-7948 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2020 |
| Property Address | 35 WINDWARD DR, BELLINGHAM, WA 98229-7948 |
| Document Number | 2200805268 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 805268 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,541.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25305 ANDREO AVE LOMITA CA 907171715, LOMITA, CA 90717-1715 |
| Document Number | 2200805269 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 805269 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
The 2025 property tax bill for 35 Windward Dr was $4,784.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,784.00 | $534,886 Land $242,649 Building $292,237 | $534,886 Land $242,649 Building $292,237 |
| 2022 | $443,527 Land $201,204 Building $242,323 | $443,527 Land $201,204 Building $242,323 | |
| 2021 | $3,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Windward Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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