35 Winding Hill Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 35 Winding Hill Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2023)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551202673989000`

Property Details

APN / Parcel Number

Primary APN	`551202673989000`
Alternative APNs	`20029` `61185`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,684 sqft
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	185 ft deep x 275 ft wide
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61185
Street Address	35 WINDING HILL TRL
City	MURPHY
State	NC
Zip	28906-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 R E KUYKENDALL SUB 1212/533
Legal Subdivision	KUYKENDALL SUB
Legal Lot Number	80
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3047
Census Tract	930401

Owner

Source: Cherokee County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 TORENIA VERBENAS CT, HOMOSASSA, FL 34446-6310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	20234997
Deed Book / Page	1743 / 960
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 5, 2023
Property Address	35 WINDING HILL TRL, MURPHY, NC 28906-3962
Document Number	001743/960
Book / Page	1743 / 960
Instrument Date	Sep 22, 2023
Instrument	4997
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34305 NW 32ND AVE, OKEECHOBEE, FL 34972-0220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TORENIA VERBENAS CT, HOMOSASSA, FL 34446-6310

Mortgage

Document Number	001743/963
Date	Oct 5, 2023
Book Page	1743/963
Instrument	4998

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	11.5%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	35 WINDING HILL TRL, MURPHY, NC 28906-3962
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34305 NW 32ND AVE, OKEECHOBEE, FL 34972-0220

Mortgage

Document Number	01733/1255
Date	Apr 28, 2023
Book Page	1733/1255
Instrument	2014

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 5, 2028

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00	$134,240 (-)	$134,240 (-) Land $12,260 Building $121,980
2023		$134,240	$134,240 Land $12,260 Building $121,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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